Erick Edgardo Garcia Avelar
Bakersfield,CA
Summary
- Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level [Job Title] position. Ready to help team achieve company goals.
- To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
19
19
years of professional experience
Work History
Head of Credit Loan Department
Banco Agricola, S.A.
02.2023 - 02.2024
- Leading the consumer credit and credit card analysis team.
- Authorization of credits within your delegation validating compliance with policies.
- Support the different requirements of other support areas in the creation of initiatives or improvements in systems.
- Production control of the entire team.
- Provide support to team queries, strengthen each one's analysis criteria and implement continuous improvement initiatives.
- Applied strong leadership talents and problem-solving skills to maintain team efficiency and organize workflows.
- Monitored workflow to improve employee time management and increase productivity.
- Evaluated employee performance and coached and trained to improve weak areas.
Supervisor of Personal Credit Analyst
Banco Agrícola, S.A.
09.2013 - 01.2023
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
- Mentored junior analysts, sharing best practices and fostering their professional development in credit analysis techniques.
Personal Credit Analyst
Banco Agrícola, S.A.
05.2005 - 10.2013
- Assessed credit risk and analyzed financial statements.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Education
Bachelor of Arts - Business Administration
Universidad Francisco Gavidia
San Salvador, El Salvador11.2012
Skills
- Friendly, Positive Attitude
- Teamwork and Collaboration
- Customer Service
- Problem-Solving
- Flexible and Adaptable
- Dependable and Responsible
- Active Listening
- Organization and Time Management
Languages
Spanish
Native or Bilingual
English
Native or Bilingual
Timeline
Head of Credit Loan Department
Banco Agricola, S.A.
02.2023 - 02.2024
Supervisor of Personal Credit Analyst
Banco Agrícola, S.A.
09.2013 - 01.2023
Personal Credit Analyst
Banco Agrícola, S.A.
05.2005 - 10.2013
Bachelor of Arts - Business Administration
Universidad Francisco Gavidia
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