Erik Elgin
Underwriting Analyst
Peoria,AZ
Summary
A results-driven professional with a proven track record of driving business growth through strategic analysis and implementation. Excels in making informed decisions based on data and assessing risk, thriving in agile environments that require adaptability. Skilled in effective communication and collaboration with diverse teams, leveraging these strengths to drive successful outcomes. Possesses a strong foundation in strategic analysis and implementation, confidently contributing to the continued growth and success of any organization.
Overview
10
10
years of professional experience
6
6
years of post-secondary education
4
4
Certifications
Work History
UNDERWRITING ANALYST
American Express
04.2023 - Current
- Utilized advanced analytical and business intelligence tools like excel, Sisence, and other proprietary software programs.
- Evaluated borrower's overall financial profile and mitigated risks in accordance to policy procedures and guidelines.
- Identified areas of improvement in existing underwriting processes and procedures, mitigated superfluous information and streamlined the overall process.
- Prepared detailed reports for management on underwriting activities and results
UNDERWRITING COORDINATOR
American Express
09.2022 - 03.2023
- Top third or higher in numerous performance metrics including, calls made, calls received, schedule adherence, and more.
- First in class to clear on the job training and work the floor without restriction
- Work with clients to understand their needs and increase spending on various products or provide other options.
SENIOR LOAN OFFICER
LoanDepot
08.2021 - 08.2022
- Educated customers on different types of loans that were available, and why different products might be better suited for their needs
- Expert in initially qualifying potential candidates with both electronic and manual underwriting guidelines
- Top 5% in the company for loans being written and making it all the way to funding
- Submitted applications with poor credit to credit analysts for verification and recommended next steps to qualify
- Stayed abreast of new types of loans, financial services and products to better meet customers' needs
AGENT TEAM MEMBER
Chris Bolton State Farm
02.2020 - 07.2021
- Formally Certified in Life, Health, Property, Casualty, Long-Term Care, Flood, SIE, Series 6 & 63
- Conducted annual financial reviews and educated current clients where they were financial vulnerable or may have gaps in insurance
- Lead producer of Property & Casualty in the office
- Helped new and current clients with quotes and policies and provided needs based products when the opportunity presented itself.
- Managed Customer accounts when problems/discrepancies arose to keep them happy with State Farm and prevent cancelations.
PGA GOLF PROFESSIONAL
DC Ranch Arizona
10.2018 - 10.2019
- Company Overview: The Country Club at DC Ranch: High end Private Facility $100,000+ initiation fee and $1,300 monthly dues
- Tournament Director, Implemented Golf Genius software and online portals, enhancing the member experience
- Managed all match play matches increasing revenue by $10,000
- Used sophisticated excel spread sheet for daily, weekly, monthly, annual sales of merchandise, rounds and on course transportation which was essential for forecasting and budgeting
- Gave instruction to a variety of players and ability levels
- Responsible for conducting junior clinics on a weekly basis
PGA GOLF PROFESSIONAL
Olympic Hills Golf Club
04.2017 - 01.2018
- Company Overview: Olympic Hills: High end private facility, $25,000 initiation and $900 monthly dues
- Tournament Director
- Expert in Golf Genius Software
- Responsible for planning and executing 11 golf tournaments including a $1200/per team, three-day member guest tournament with ve nine hole matches and shootout finale
- Set up and scored weekend game generating additional $250 per week in golf shop revenue
- Managed and supervised 20+ employees on the outside service team and locker room staff
- Responsible for making weekly schedules, keeping overtime hours to a minimum
- Through the use of Trackman and fitting carts, directly increased sales by over $5,000
PGA GOLF PROFESSIONAL
Phoenix Country Club
01.2015 - 03.2017
- Company Overview: High end private facility $30,000 initiation $900 monthly dues
- Managed and organized seven divisions of Men's Season Long Match Play totaling over 180 players and doubled the eld in one division from 32 players to 64 players
- Responsible for organizing and executing marquee member/member tournament as well as the member/guest tournament
- Assisted in running week long Junior camp with 20-25 participants
Education
MASTERS IN SPORT MANAGEMENT -
Minnesota State
Mankato, MN 08.2011 - 05.2013
BACHELORS IN SECONDARY EDUCATION - History
University of Wyoming
Laramie, WY 01.2006 - 05.2010
Skills
Financial/P&L Analysis
Certification
SIE
Timeline
UNDERWRITING ANALYST
American Express
04.2023 - Current
UNDERWRITING COORDINATOR
American Express
09.2022 - 03.2023
SENIOR LOAN OFFICER
LoanDepot
08.2021 - 08.2022
AGENT TEAM MEMBER
Chris Bolton State Farm
02.2020 - 07.2021
PGA GOLF PROFESSIONAL
DC Ranch Arizona
10.2018 - 10.2019
PGA GOLF PROFESSIONAL
Olympic Hills Golf Club
04.2017 - 01.2018
PGA GOLF PROFESSIONAL
Phoenix Country Club
01.2015 - 03.2017
MASTERS IN SPORT MANAGEMENT -
Minnesota State
08.2011 - 05.2013
BACHELORS IN SECONDARY EDUCATION - History
University of Wyoming
01.2006 - 05.2010
SIE
Series 6
Series 63
Property, Casualty, Life, Health, Annuities
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