Erik Ruiz
Pico Rivera,CA
Summary
I am a 25 year old financial consultant, with a year of experience in debt settlement. During my tenure, I've scored wins in negotiations, boosting revenue and always maintaining a hungry go getter attitude. One of my many strengths is the ability to simplify complex concepts while ensuring clients not only get results but understand the process they're about to endure.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Senior Financial Consultant
Verify
Irvine, CA
06.2024 - 10.2024
- Conducted financial due diligence on prospective acquisitions, including analyzing target company's financial statements, assessing risks, and evaluating the impact of transactions.
- Provided strategic advice to clients on capital structure optimization and debt financing options.
- Investigated employee grievances and recommended appropriate actions based on collective bargaining terms.
Senior Financial Consultant
Wisdom Lending
Tustin, CA
03.2024 - 06.2024
- Maintained detailed documentation regarding collection activities, customer conversations, and payment arrangements.
- Identified delinquent accounts and contacted debtors to negotiate payment terms.
- Ensured compliance with all relevant regulations, laws, and policies related to financial services activities.
Financial Consultant
Luna Loans
01.2022 - 12.2023
- Conducted thorough assessments of clients' financial situations, including income, expenses, assets, and liabilities
- Collaborated with clients to define financial goals and wealth accumulation while simultaneously developing comprehensive financial plans and strategies to achieve said goals
- Evaluated and advised on debt management strategies, including the optimization of debt payments and interest rates
- Provided guidance on responsible borrowing and credit management
- Built and maintained strong relationships with clients, by demonstrating trustworthiness and reliability through client relationship management
Independent Personal Trainer
01.2021 - 01.2022
- Designed varied and challenging workout routines that aligned with clients' preferences and fitness level
- Managed administrative tasks such as scheduling, billing, and client records
- Implemented strategies to retain existing clients through effective communication and program evolution
Retail Employee
Target
06.2020 - 12.2020
- Operated cash registers accurately, processed transactions, and provided correct change to customers
- Maintained a well-organized and visually appealing sales floor by restocking shelves and arranging displays
- Worked collaboratively with team members to achieve daily tasks and enhance overall store efficiency
Education
Associates Degree - Poltiical Science
Fullerton College
01.2020
Skills
- Retail sales
- Financial Planning
- Financial services
- CRM
- Pipeline Management
- Sales follow-up
- Budget Compliance
Certification
- CPR certified
- NASM certified
Languages
- English
- Spanish
Languages
Spanish
Native/ Bilingual
Timeline
Senior Financial Consultant
Verify
06.2024 - 10.2024
Senior Financial Consultant
Wisdom Lending
03.2024 - 06.2024
Financial Consultant
Luna Loans
01.2022 - 12.2023
Independent Personal Trainer
01.2021 - 01.2022
Retail Employee
Target
06.2020 - 12.2020
Associates Degree - Poltiical Science
Fullerton College
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