Erika Vargas
Summary
Analytical professional with a strong background in banking, criminal justice, and psychology, bringing a unique perspective to anti-money laundering and fraud prevention. Experienced in transaction monitoring, customer due diligence (CDD/KYC), and compliance with BSA/AML regulations. Skilled in investigative research, case documentation, and risk assessment, with an academic foundation in psychology and criminal justice that enhances decision-making, attention to detail, and understanding of human behavior. Dedicated to preventing financial crime and ensuring regulatory compliance as an AML Investigator.
Overview
7
7
years of professional experience
Work History
Anti-Money Laundering
TD Bank
06.2022 - Current
- Reduced risk exposure by implementing robust anti-money laundering policies and procedures.
- Ensured compliance with company policies regarding verification of customer information for high-value transactions and anti-money laundering regulations.
- Achieved successful case resolutions with detailed investigative reports outlining key findings and recommendations.
- Facilitated cross-functional collaboration among various departments for an integrated approach towards AML efforts.
- Conducted interviews with complainants and witnesses to substantiate or support allegations of fraud and abuse.
- Conducted projects to detect fraud, waste and abuse.
- Demonstrated strong analytical skills in evaluating complex financial data for potential fraud indicators or signs of money laundering activity.
- Efficiently managed a high volume of cases through effective prioritization, organization, and multitasking abilities.
- Collaborated with law enforcement agencies for effective information sharing and case resolution.
- Implemented monitoring systems to effectively track suspicious transactions and flag potential money laundering cases for further investigation.
- Supported senior management''s decision-making processes by providing insights on identified financial crime risks and mitigation measures.
- Traced and identified illicit proceeds deposited into financial institutions by analyzing financial documents.
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Reviewed financial documents, pointing out and correcting financial errors.
- Assisted in drafting AML policies and procedures, ensuring alignment with regulatory requirements and industry best practices.
- Ensured prompt resolution of cases involving potential money laundering or terrorist financing activities, liaising with law enforcement agencies as needed.
- Reduced operational risk with regular monitoring and auditing of customer account activities for compliance adherence.
Asset Protection Manager
Louis Vuitton
01.2019 - 02.2023
- Managed a team of security personnel, providing guidance and support to ensure consistent performance across all shifts.
- Maintained detailed records of all incidents involving theft or loss, using this information to inform future decision-making around risk mitigation strategies.
- Partnered with local law enforcement agencies to share information about potential threats or suspicious activity in the area.
- Controlled reduction of loss inventory by protecting company assets.
- Conducted thorough investigations into suspected cases of internal theft, resulting in the identification and remediation of vulnerabilities within the organization.
- Monitored compliance with relevant laws, regulations, and company policies related to asset protection, addressing any areas of non-compliance promptly and decisively.
- Coordinated with legal team to draft contracts and legal documents.
- Wrote reports for internal and external crime, burglary, or theft.
- Worked closely with law enforcement in investigating and solving theft and fraud cases.
- Collaborated with law enforcement to report crime and suspicious activity.
- Performed thorough cash audits and deposit investigations.
- Analyzed POS data to support employee compliance with procedures and investigate suspicious activity.
- Collaborated with law enforcement agencies to ensure successful prosecution of criminal cases.
- Monitored surveillance cameras and alarm systems to detect suspicious activity.
- Conducted regular audits of cash handling procedures, identifying discrepancies and taking corrective action when necessary.
Education
Associate of Science - Criminal Justice Police Science
Middlesex County College
Psychology Mental Health
Southern New Hampshire University
05.2025
Skills
Anti-Money Laundering (AML) & Fraud Detection
Bank Secrecy ACT (BSA) & Compliance Awareness
Investigative Research & Case Documentation
Suspicious Activity Report (SAR) Support
Customer Due Diligence (CDD)/ KYC Procedures
Financial Transaction Monitoring
Risk Assessment & Escalation
Microsoft Office Suite (Excel, Word, Outlook, PowerPoint)
Google Workspace ( Docs, Sheets,Drive)
Strong Communication & Analytical Skills
Problem-solving aptitude
Project coordination
Languages
Spanish
Native or Bilingual
Timeline
Anti-Money Laundering
TD Bank
06.2022 - Current
Asset Protection Manager
Louis Vuitton
01.2019 - 02.2023
Psychology Mental Health
Southern New Hampshire University
Associate of Science - Criminal Justice Police Science
Middlesex County College
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