Erin Peltier
Hugo,MN
Summary
Talented Underwriter with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
15
15
years of professional experience
Work History
Senior Loan Underwriter
Total Lending Concepts
01.2023 - 09.2023
- Performed comprehensive risk assessments 6-8 loan applications per day ensuring alignment with industry regulations and internal policies
- Utilized advanced risk evaluation methodologies to minimize potential defaults and optimize lending decisions.
- Improved loan processing efficiency by implementing new underwriting guidelines and procedures.
- Reduced risk exposure by diligently evaluating borrowers'' creditworthiness and financial stability.
Senior Loan Underwriter
Axia Home Loans
01.2021 - 01.2023
- Consistently ensured adherence to regulatory guidelines, mitigating risks and maintaining compliance in all underwriting activities
- Played a pivotal role in quality assurance measures, implementing strategies that enhanced underwriting accuracy and minimized errors.
Senior Loan Underwriter Team Lead
Servion Group Mortgage
01.2013 - 01.2021
- Facilitated clear and effective communication channels with stakeholders, fostering strong relationships with over 50 clients, loan officers, and internal teams
- Collaborated seamlessly with cross-functional teams to navigate intricate loan scenarios, fostering a culture of teamwork and knowledge sharing.
Consumer Loan Underwriter
Wells Fargo Bank
01.2009 - 01.2013
- Identified inefficiencies in underwriting processes and implemented innovative solutions that streamlined workflows, resulting in increased efficiency and reduced turnaround time
- Championed the adoption of new technologies or methodologies to enhance underwriting precision and optimize resource allocation.
Education
High School Diploma -
White Bear Lake Area Highschool
White Bear Lake, MN2001
Skills
- Financial Analysis
- Teamwork
- Customer Focused
- Problem Solver
- Time Management
- Detail Orientated
- Risk Analyses
- Credit Analysis Expertise
- Thorough Documentation Review
- Multitasking Capabilities
Testimonials
Dynamic and results-driven financial professional with a proven track record in underwriting and risk assessment, seeking to leverage expertise in analytical skills, strategic planning, and collaborative leadership into a Financial Analyst role. Demonstrated ability to drive financial performance, deliver in-depth analysis, and support business initiatives. Outstanding interpersonal and communication skills, adept at breaking down complex problems and presenting actionable insights.
Technology - Skills
- Microsoft Office Suite
- Query software
- Processing software
- Videoconferencing: Teams, Zoom
- Software: Encompass
- Loan Servicing Platforms
Timeline
Senior Loan Underwriter
Total Lending Concepts
01.2023 - 09.2023
Senior Loan Underwriter
Axia Home Loans
01.2021 - 01.2023
Senior Loan Underwriter Team Lead
Servion Group Mortgage
01.2013 - 01.2021
Consumer Loan Underwriter
Wells Fargo Bank
01.2009 - 01.2013
High School Diploma -
White Bear Lake Area Highschool
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