ERNEST LEASURE
Destin,FL
Summary
- I am an innovative, flexible, and resourceful Financial Crimes professional specializing in transaction monitoring/fraud prevention, AML/BSA, OFAC, KYC, Correspondent Banking and filing SAR reports both US currency and cryptocurrency. My primary objective is to utilize my skills and abilities and join forces with a financial sector that has the same passion as myself in combating financial crimes.
- 7 years of BSA/AML/KYC/SAR and Financial crimes compliance experience coupled with 3 years of private law firm investigation experience.
- Extensive knowledge in Financial Crimes (AML/BSA, KYC, CDD, EDD, OFAC, SAR, US PATRIOT ACT)
- Extensive and in-depth reviews of KYC/EDD documentation. High risk account
- Excellent written, oral, presentation and interpersonal skills.
- Correspondent Banking experience
- Knowledge of federal banking regulations and strict timelines
- Exceptional research, investigation, and organizational skills (Lexis Nexis- Negative News Search)
- Extensive knowledge of OFAC and up to date on SDN list and US Dept of Treasury updates
- SQL-WORD-EXCEL-POWERPOINT-LEXISNEXIS-SNOWFLAKE-FIRCOSOFT-PYTHON-EQUASIS-NEGATIVE NEWS SEARCH-FALCON, ACTIMIZE-SALESFORCE-WORLD CHECK.
- Solid organizational skills with the ability to multi-task and exceed expectations while maintaining accurate and exceptional work product
- 7 years experience writing SAR's and filing with FINCEN.
- Very detail-oriented with excellent analytical and project tracking skills.
- Ability to train new hires and assist management with time sensitive reporting
- Proven ability to investigate and interview witnesses and present findings to criminal defense attorneys regarding fraud, theft, embezzlement, extortion and racketeering cases
- Proven ability to work independently and remotely while meeting production goals within regulation timelines
Experienced and enthusiastic Consultant with track record of success across wide range of industries. Possesses exceptional interpersonal, problem-solving and analytical skills to provide advice and expertise to client organizations improving business performance. Experienced in all aspects of operations, strategy and finance. [Job Title] utilizing quantitative analysis tools to investigate problems thoroughly before developing comprehensive solutions, tailored specifically to each individual business need. Excels at presenting complex information in easy-to-digest format, allowing clients to make informed decisions quickly. Quality-driven Compliance Analyst familiar with tracking, documentation and reporting requirements. Assesses work, materials and procedures and recommends adjustments to maintain compliance. Overall 7 years of experience and motivated, energetic mindset. Fantastic critical thinker with great memory and efficiently organize vast amounts of data. Great at performing internal audits, conducting investigative reporting and transcribing information. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
8
8
years of professional experience
Work History
AML FIU/SIU Compliance Consultant
BAYONE SOLUTIONS
12.2022 - 05.2024
- Conduct high level investigations on AML/Fraud cases to determine legitimacy of transactions
- Enforce and/or ensure compliance with timely investigations and reporting on suspicious accounts
- Prepare SAR reports for filing within regulatory timelines
- Analyze alerts and investigate transactional activities to detect any suspicious activities including fictitious seller accounts, buyer accounts, collusion concerns, fraud, ML, as well as counterfeit concerns
- Meet and/or exceed both productivity and quality standards
- Document research findings to support risk-based decision making and resolution of escalated fraud/AML incidents
- Present strategies and findings at bi-monthly department meeting
- Followed standard AML procedures and processes
- Supported development of procedural improvements to maximize effectiveness.
- Collaborated with cross-functional teams to successfully deliver comprehensive solutions for clients.
- Developed tailored compliance training programs for employees, resulting in increased awareness and adherence to regulations.
- Facilitated cross-functional collaboration to address complex compliance issues, fostering open communication and efficient problem solving.
- Advised senior leadership on emerging trends in regulatory enforcement, enabling proactive planning and strategic decisionmaking.
- Played a key role in the successful resolution of complex compliance issues, demonstrating strong problem-solving abilities and adaptability under pressure.
FCRM Investigations
THE BANCORP
01.2022 - 12.2022
- Conduct financial forensic investigations on AML cases involving complex transaction patterns, including internal applications, referral from business lines, law enforcement and department intelligence
- Prepare SAR's, following established regulatory guidelines and time frames
- Conduct Level III Investigations
- Manipulation of Excel Off-Shore docs to create SAR Totals and Typologies
- Review UAR's to establish AML Typology and Potential SAR filing.
FCRM Investigation Consultant
COGNIZANT
03.2021 - 12.2021
- Conduct financial forensic investigations on AML cases involving complex transaction patterns, including internal applications, referral from business lines, law enforcement and department intelligence
- Prepare SAR's, following established regulatory guidelines and time frames
- Conduct Level III Investigations
- Document steps taken through the investigation escalation process
- Interview customers during the investigative and fact-finding process
- Escalate and coordinate cases with law enforcement as applicable
- Obtain information and assistance from law enforcement agencies, peer banks, and other external groups, on AML issues and case
- Provides feedback, input and suggestions on AML and KYC issues, acting as a subject matter expert on the operations and processes to streamline and improve function effectiveness.
- Evaluated client needs and expectations, establishing clear goals for each consulting engagement.
- Collaborated with cross-functional teams to successfully deliver comprehensive solutions for clients.
- Enhanced communication among team members, fostering a collaborative and supportive work environment.
SR AML Analyst Consultant
AML RIGHTSOURCE
07.2020 - 08.2020
- Investigated complex cases that were escalated by Square's Transaction Monitoring Analysts related to drug trafficking, rapid Bitcoin withdrawals, money laundering, unregistered MSB's, and fraud
- Completed and filed Suspicious Activity Reports for all cases that I investigated for various suspicious activity that had been identified and escalated by Square's Transaction Monitoring Analysts
- Identified associated accounts related to the subject account and linking together and adding into SAR filing.
- Conducted thorough risk assessments to mitigate potential money laundering threats, protecting the company''s reputation and financial assets.
- Streamlined AML procedures by identifying inefficiencies and implementing improvements to reduce processing time.
OFAC Analyst II
BANK OF NEW YORK
08.2016 - 10.2017
- Investigate suspicious international wires through OFAC compliance regulations
- Correspond with both originating and remitting banks to validate all aspects of suspicious international wires
- Reject and report all confirmed fraudulent wires and file UAR/SAR
- Stay up to date on all changes with US Dept of Treasury SDN Lists
- Correspond with remitting banks through SWIFT messages
- Combat terrorist financing through scanning international wires through Fircosoft and comparing to SDN lists
- KYC documentation review for high risk accounts and new customer accounts
- Corresponding with originating banks requesting KYC/EDD information verifying the legitimacy of the OFAC sanction filter hit
- Effectively communicate with different institutions regarding blocked international wires
- Team Lead assisting with all excel reports including reject and report fraudulent wires
- Assisted management with loading internal OFAC hits and trends
- Ability to clear numerous 'false positive' hits while following bank protocol
- Flexible mindset with the ability to adapt to the ever changing OFAC regulations.
- Collaborated with cross-functional teams to identify opportunities for process improvement and increased efficiency.
- Improved internal knowledge sharing by developing comprehensive documentation outlining standard operating procedures for various tasks.
- Queried databases for information needed for report processing.
- Performed system analysis, documentation, testing, implementation, and user support for platform transitions.
- Enhanced team collaboration by providing clear communication of complex findings through visualizations and reports.
Education
Bachelor of Arts - Criminal Law
University of South Florida
Tampa, FLSkills
- Problem-Solving
- Attention to Detail
- Team Leadership & Development
- Client Relationships
Timeline
AML FIU/SIU Compliance Consultant
BAYONE SOLUTIONS
12.2022 - 05.2024
FCRM Investigations
THE BANCORP
01.2022 - 12.2022
FCRM Investigation Consultant
COGNIZANT
03.2021 - 12.2021
SR AML Analyst Consultant
AML RIGHTSOURCE
07.2020 - 08.2020
OFAC Analyst II
BANK OF NEW YORK
08.2016 - 10.2017
Bachelor of Arts - Criminal Law
University of South Florida