Summary
Overview
Work History
Education
Skills
Timeline
Generic

Ernestina O. TAYLOR

Summary

Dynamic Grant Specialist with a proven track record at the University, excelling in grant management and regulatory compliance. Expert in financial reporting and data analysis, successfully supporting a portfolio of 4,500 grants worth $1 billion. Passionate about empowering research through effective proposal writing and strategic budgeting.

Overview

9
9
years of professional experience

Work History

Grant Specialist

University
03.2023 - Current
  • Provides guidance and technical expertise to the University’s research community in Reporting, Invoicing, Transactional Approval and Regulatory Compliance.
  • Independently, enforces compliance and provides expert advice and training in procedures and policies related to research administration.
  • Responsible for supporting the grant reporting and management portfolio of approximately 4,500 active grants and contracts totaling approximately $1 billion

Staff Accounting

01.2022 - 03.2023
  • Performs all maintenance on the bank securities portfolio.
  • Reconciles various general ledger accounts.
  • Reconciles various DDA accounts.
  • Responsible for entering and processing expense invoices.
  • Assists with other duties as assigned.
  • Preparing 1099.
  • Responsible for monthly prepaid and fixed assets.

Credit Analyst

01.2021 - 01.2022
  • Assists with the coordination of weekly loan committee meetings.
  • Prepare PowerPoint presentations.
  • Responsible for the maintenance of credit files.
  • Updating financial ticklers and filing updated financial information in a timely manner.
  • Assists with the preparation of the loan committee minutes, loan rating reviews, watch list presentations, loan loss reserve reviews and exception reports.
  • Prepare weekly, monthly and quarterly reports including the borrowing base certificate report, the new and renewed loans reports, home equity analysis report, the funding report, the pending report and any other reports deemed appropriate.
  • Preparing financial analysis and credit commitment preparation for lower total exposure loan applications.
  • Examines files systematically for adequacy of credit or deficiencies, reports result to the appropriate lending officer as requested and prepares financial request letters or emails based on the identified deficiencies.
  • Monitors maturing and matured loan reports for opportunities to assist loan officers.
  • Completes financial analysis reviews and reports results to the appropriate lending officer or department supervisor.
  • Obtains financial information to prepare credit proposals and to assist borrower’s solvency for a loan.
  • Researches critical issues and outside forces that could impact existing credit relationships and new loan proposals.
  • Assisting management with the preparation of responses to examination reports.
  • Responsible for being knowledgeable with regard to various credit enhancement programs such as the Small Business Administration and Business Development Fund programs.
  • Responsible for the annual completion of RMA statement studies data submission forms to satisfactorily meet the goals set by RMA.

Bank/ ITM Teller, Relationship Banker, Mobile Banker

Royal Banks of Missouri
, USA
01.2016 - 01.2020
  • Company Overview: Banking services provider
  • Advised clients on financial services and resolve issues.
  • Managed customer bank accounts; open, close and oversee transactions.
  • Resolved issues with banking services and accounts.
  • Referred clients to in house financial experts, as needed.
  • Reached out to potential customers to generate new business.
  • Presented financial products and services to existing and prospective customers.
  • Performed administrative duties.
  • Phoned verifying enrollment requests.
  • Assisted clients with downloading the app.
  • Assisted clients with getting confirmation email.
  • Reset passwords.
  • Reset security questions.
  • Explained the differences between mobile and online banking.
  • Explained mobile deposit and P2P.
  • Maintained customer confidence and protected bank operations by keeping information confidential.
  • Reconciled cash drawer by providing cash transactions; counted and packaged currency and coins.
  • Answered inquiries; informed customers of new services and product promotions; directed customers to a branch representative.
  • Recorded transactions by logging cashier's checks, traveler's checks and money orders.
  • Provided account services to customers by receiving deposits and loan payments, cashed checks, recorded night and mailed deposits, sold cashier's checks, traveler's checks, and series bonds, answered questions in person or on telephone.
  • Banking services provider

Education

Bachelor of Science - Finance

University of Missouri-St. Louis
05.2019

Associate - Applied Science

St. Louis Community College
05.2015

Skills

  • Grant management
  • Regulatory compliance
  • Budgeting skills
  • Financial reporting
  • Proposal writing
  • Data analysis

Timeline

Grant Specialist

University
03.2023 - Current

Staff Accounting

01.2022 - 03.2023

Credit Analyst

01.2021 - 01.2022

Bank/ ITM Teller, Relationship Banker, Mobile Banker

Royal Banks of Missouri
01.2016 - 01.2020

Bachelor of Science - Finance

University of Missouri-St. Louis

Associate - Applied Science

St. Louis Community College