Esther Garavaglia
Garden City,NY
Summary
- Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
- Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
- To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
25
25
years of professional experience
Work History
Compliance Auditor Part Time
Camp Grove State Bank
01.2010 - 01.2022
- Managed quality programs to reduce overdue compliance activities.
- Participated in various training and development programs.
- Prepared reports and training for Board of Directors and maintained compliance database.
- Performed BSA, AML, CIP, OFAC and due diligence reviews and reported the findings.
- Performed Consumer Compliance audits of A-Z Regulations.
- Performed Commercial Loan Reviews.
- Prepared working papers, reports and supporting documentation for audit findings.
- Provided journal entries and performed accounting on accrual basis.
- Completed audit papers by thoroughly documenting audit tests and findings.
Cashier Business Department
Perry Memorial Hospital, Nka, OSF
12.2018 - 07.2019
- Input and audited data entries into spreadsheets.
- Processed accounts receivable and payables per direction of CFO.
- Processed Credit Card Payments
- Performed reconciliations of bank and credit card accounts.
- Answered and managed incoming and outgoing calls while recording accurate messages for distribution to office staff.
Home Health Care Provider
In Home Care Connection
01.2017 - 10.2018
- Assisted patients with dressing, grooming and feeding needs, helping to overcome and adapt to mobility restrictions.
- Completed household management tasks for clients within private home settings.
- Assisted patients with handling daily chores and errands by transporting to appointments, cleaning personal spaces and purchasing supplies.
- Provided patients with assistance in completing daily tasks, reducing daily burden on family members.
Manager
Plante Moran
06.2015 - 11.2015
- Accomplished multiple Financial Institution audits within established timeframes.
- Adjusted job assignments and schedules to keep pace with dynamic business needs, factoring in processes, employee knowledge and customer demands.
- Performed reviews of BSA, AML, CIP, and OFAC.
- Performed reviews of A-Z Consumer Compliance Reviews.
Chief Lending Officer
Union Federal Savings And Loan
11.2013 - 06.2015
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Handled customer inquiries with relative ease by conducting research, listening carefully and taking appropriate action.
- Compiled closing packages for drafting and presentation accuracy.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
Senior Manager
Clifton Gunderson, Nka CLA
11.2010 - 10.2011
- Supervised Compliance and BSA reviews for 37 banks.
- Prepared proposal letters with pricing.
- Oversaw reporting functions to executive leadership.
- Determined priorities and set policies for Compliance.
- Supervised and directed two employees to keep projects on-track and tasks prioritized.
Bank Examiner
FDIC
04.2008 - 10.2010
- Led audits for financial institution's compliance with consumer compliance rules and regulations.
- Prepared reports of examinations (ROEs) for banks.
- Developed supervisory strategies and plans for corrective action and progress monitoring in coordination with other experts.
- Maintained quality control system and conducted quality assurance reviews of bank's supervisory activities, strategies and products.
Compliance Officer
Henry State Bank
01.2000 - 10.2002
- Managed practical action plans to respond to audit discoveries and compliance violations.
- Liaised with risk management, internal audit and employee services departments to direct compliance issues to appropriate channels for investigation and resolution.
- Implemented improvement initiatives and developed compliance testing program to monitor and identify gaps in new and existing practices.
- Identified potential areas of compliance vulnerability and risk to develop and implement corrective action plans.
- Performed Loan Reviews.
- Wrote Compliance and BSA Policies.
- Wrote and presented reports outlining findings and recommendations from compliance audits.
Bank Examiner
OCC, US Treasury
01.1998 - 11.2000
- Led audits for financial institution's compliance with consumer compliance rules and regulations.
- Prepared reports of examinations (ROEs) for banks and savings associations.
- Authored thorough reports detailing results of investigations and recommendations to improve compliance and maintain solvency.
- Maintained quality control system and conducted quality assurance reviews of bank's supervisory activities, strategies and products.
Education
Bachelor of Science - Business Administration
Walsh College of Accountancy
Troy, MISkills
- Microsoft Office
- Active Listening
- Auditing Experience
- Customer Satisfaction
- Understanding of Contracts
- Excellent Risk Assessment Abilities
- Office Organization
- Administrative Management
- Business Correspondence
- Reading Comprehension
- Reports and Documentation
- Interviewing and Counseling
Timeline
Cashier Business Department
Perry Memorial Hospital, Nka, OSF
12.2018 - 07.2019
Home Health Care Provider
In Home Care Connection
01.2017 - 10.2018
Manager
Plante Moran
06.2015 - 11.2015
Chief Lending Officer
Union Federal Savings And Loan
11.2013 - 06.2015
Senior Manager
Clifton Gunderson, Nka CLA
11.2010 - 10.2011
Compliance Auditor Part Time
Camp Grove State Bank
01.2010 - 01.2022
Bank Examiner
FDIC
04.2008 - 10.2010
Compliance Officer
Henry State Bank
01.2000 - 10.2002
Bank Examiner
OCC, US Treasury
01.1998 - 11.2000
Bachelor of Science - Business Administration
Walsh College of Accountancy
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