Etsuko Molka, CFA
Corporate Loan Underwritig And Portfolio Management
Short Hills,NJ
Summary
Versatile Underwriting and Portfolio Management Leader with proven abilities across all levels of organizational management. Talented in developing partnerships, overseeing personnel and developing tactical plans to meet strategic goals. Proven leader with significant background in Corporate and Commercial Lending in a large multi-national financial instituion.
Overview
27
27
years of professional experience
2
2
years of post-secondary education
1
1
Certification
Work History
Managing Director, Head of Portfolio Management
MUFG Union Bank
East New York, NY
06.2011 - Current
- Manage a $30 Billion loan portfolio with over 1,000 relationships from origination through portfolio management; the products include syndicated loans, bilateral loans (secured, unsecured), ABL,Supply Chain Finance, Lease, ABCP, Trade Finance, Commerical Cards, and CMS
- Manage a team of 40 credit professionals, who working with relationship managers, help identify new opportunities, structure lending deals, underwrite various lending products and monitor the loans
- Led change and completed multiple End to End process improvements to shape organizational culture, optimized procedures for higher efficiency, realizing over 20% productivity improvement over the past 5 years
- Spearheaded successful business transformation initiatives aligned with MUFG's global strategy, consolidated several portfolio managements units throughout North America into one consolidated unit
- A voting member of Americas Credit Committee helps shape MUFG Americas credit strategy
- Created and own Underwriting guidelines, Americas policies and standard as related to Subsidiary Lending, Commercial Cards, DOD, ACH and documentation standards
- Manage department's response to internal auditors and regulators and issue managment
Team Leader, Portfolio Management
MUFG Bank
East New York, NY
06.1999 - 06.2012
- Originally jointed Bank of Tokyo-Mitsubishi, as a credit analyst supporting relationship managers to underwrite loans and manage a portfolio of approximately 40 names
- Since 2004, became a team leader of 7 credit professionals, which grew over time over 20, reviewing their applications and supporting relationship managers structuring deals
- Worked through several distressed loans and successfully recovered some of default loans
- Covered a wide range of borrowers with revenue size from $10milion to over $50billion in numerous industry sectors; Auto, Industrial Machinery, Health Care, Diversified Financial Institution, Consumer Staples, Retail, Chemical, Oil & Gas
Researcher, Asian Fundamentals
Bloomberg
Skillman, NJ
06.1996 - 05.1999
- Developed a method to display Japanese GAAP financial statement in a standardized US GAAP format to provide investors a consistent view globally
- Maintained Japanese Equity Information on Bloomberg including company descriptions, shareholder information, financial infomration
Education
Master of International Affairs - International Political Economy
School of International And Public Affairs
Columbia University, New York, NY 09.1994 - 06.1996
Bachelor of Arts - History
Sophia University
Tokyo, JapanSkills
Credit undewriting
Portfolio management
Risk management
Commercial lending
Staff training/development
Process and productivity management
Certification
Chartered Financial Analyst
Timeline
Managing Director, Head of Portfolio Management
MUFG Union Bank
06.2011 - Current
Team Leader, Portfolio Management
MUFG Bank
06.1999 - 06.2012
Chartered Financial Analyst
06-1999
Researcher, Asian Fundamentals
Bloomberg
06.1996 - 05.1999
Master of International Affairs - International Political Economy
School of International And Public Affairs
09.1994 - 06.1996
Bachelor of Arts - History
Sophia University