Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
Generic

Eunice Shim

NJ

Summary

Seasoned AML/CFT/OFAC Officer with a proven track record at SHINHAN BANK AMERICA, showcasing exceptional analytical skills and a strong commitment to regulatory compliance. Excelled in enhancing customer verification processes and significantly improving transaction monitoring for high-risk clients. Demonstrates unparalleled communication abilities and a keen eye for risk assessment, ensuring integrity and professionalism in all dealings.

Overview

9
9
years of professional experience
1
1
Certification

Work History

AML/CFT/OFAC Officer

SHINHAN BANK AMERICA
NEW YORK, NY
11.2023 - Current
  • Conducted EDD reviews on high-risk customers' transactions by analyzing the nature of transactions, trend, transaction channel, originator, and beneficiaries of alerted transactions in order to detect structuring and other suspicious activities.
  • Effectively analyzed and documented detailed narratives on transactions involving individuals and corporate entities to provide insights and possible escalations to Management as regards suspicious activities.
  • Screened and remediated customer identity issues using tools like LexisNexis.
  • Reviewed CIPO files periodically in compliance with BSA and OFAC regulations to ensure that the data maintained is accurate and true.
  • Initiated customer contact memos to respective branches to obtain missing and required CIP information in compliance with applicable laws, rules, regulations, and corporate policies.
  • Completed special projects with the QA Team to ensure that all CIP/KYC information and transactions conform to the policy and standards of the bank and Regulatory Agencies.

VP/Branch Service Manager

Hanoi Bank
New York, NY
05.2019 - 10.2023
  • Oversight of branch operations, GL (General Ledger) certification, quality assurance, physical security, and response to BSA/AML RFI (Request for Information questionnaire).
  • Comply with regulatory requirements, including Reg DD, Reg C, Reg E, Reg GG, and Bank Secrecy Act, but not limited to OFAC check and high-sanctioned countries check.
  • Review and approval of new clients in compliance with the Bank's KYC (Know Your Customer) procedure for Demand Deposits, Savings, Non-transactional Deposits, and Treasury Management Products and services.
  • Review and approval of annual KYC refresh of Bank's high-risk clients and non-profit organizations, but not limited to monitoring the high volume of CTR (Cash Transactions) and SAR reports.

Universal Banker

Bank of Hope
Edison, NJ
05.2015 - 04.2019
  • Performed KYC verification method to ensure client profiled without CIP/CDD issues.
  • Performed OFAC check process for opening a new account.
  • Documented fraud transactions and reported to the internal department in order to investigate suspicious activities.
  • Analyzed and advised business customers' new or existing account products and designed ideal services for customers
  • Diversified the customer portfolio by bringing in high-net-worth individuals.
  • Servicing and analyzing high-volume business clients on a daily basis.
  • Maintain a high level of professionalism, integrity, and transparency.

Education

Associate of Applied Science - Computer Graphics

Mercer County Community College
Trenton, NJ
05-2004

Skills

  • Analytical skills
  • Anti-Money Laundering
  • Bank Secrecy Act
  • Communication
  • Customer Identification Program (CIP)
  • Documentation
  • KYC verification
  • Regulatory Requirement
  • Risk Assessment
  • Sanction

Languages

Korean
Professional

Certification

CAMS Certification (ACAMS)

Timeline

AML/CFT/OFAC Officer

SHINHAN BANK AMERICA
11.2023 - Current

VP/Branch Service Manager

Hanoi Bank
05.2019 - 10.2023

Universal Banker

Bank of Hope
05.2015 - 04.2019

Associate of Applied Science - Computer Graphics

Mercer County Community College

Similar Profiles

CREATE PROFILE
Eunice Shim