Eun Young Cho
Jersey City,NJ
Summary
Analytical and detail-oriented SBA Credit Analyst with extensive experience in assessing credit risk, underwriting loans, and ensuring compliance with federal regulations. Adept at utilizing data analysis to determine the feasibility of loan applications and ensuring adherence to organizational procedures. Strong communication skills and a commitment to delivering high-quality results in a fast-paced environment.
Overview
5
5
years of professional experience
Work History
SBA Credit Administrator Assistant
Woori America Bank
02.2024 - Current
- Managed a diverse portfolio of commercial loans, evaluating credit risks and making informed recommendations.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Determined and documented loan conditions and communicated requirements and decisions.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Club Secretary
Korean Student Association at Baruch College
02.2022 - 12.2022
- Created useful, creative and timely content on social media to help international Korean Students better acclimate to the school life
- Developed social media marketing strategies to increase participation by creating cover arts, content fonts, and designs using adobe photoshop and InDesign
- Developed social media marketing strategies to help our club and increase participation
Content Creation Supporter
Miguk-Unni, Spice Tribe
02.2020 - 05.2021
- Delivered high-quality, insightful, informative and entertaining written travel contents such as, local attractions, restaurants, and cafes by researching latest travel tips and guides and posted on company website
- Conducted content usage permissions on Instagram by identifying the owner of the content, identify the rights needed, contact the owner and negotiate whether payment is required.
- Interviewed Korean social clubs throughout the U.S. to create and post social media connections for Miguk-Unni users
Education
BBA - Digital Marketing
Baruch College, Zicklin School of Business
12.2022
Skills
- Microsoft Words
- PowerPoint
- Excel
- Adobe
- Credit decisions
- Cash Flow analysis
- Loan Origination
- Loan Underwriting
- Loan Processing
- Analytical Thinking
- TSoftPlus (SBA Loan Processing)
- SBA Capital Access Financial System (SBA Loan Origination, Servicing)
Timeline
SBA Credit Administrator Assistant
Woori America Bank
02.2024 - Current
Club Secretary
Korean Student Association at Baruch College
02.2022 - 12.2022
Content Creation Supporter
Miguk-Unni, Spice Tribe
02.2020 - 05.2021
BBA - Digital Marketing
Baruch College, Zicklin School of Business
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