Managed a high volume of cases while maintaining organization and prioritizing tasks according to deadlines.
Collaborated with legal team members to strategize defense plans and prepare for potential litigation proceedings.
Conducted comprehensive claim investigations to gather evidence, interview witnesses, and obtain relevant documentation.
Streamlined internal processes by implementing efficient workflows that reduced overall time spent on administrative tasks.
Achieved favorable case outcomes by thoroughly investigating claims, identifying liability, and evaluating damages.
Balanced competing priorities under tight deadlines without compromising quality or attention to detail in case management.
Evaluated policy coverage by analyzing insurance contracts and determining the applicability of specific provisions to each claim.
Utilized advanced technology tools for efficient data management, reporting functions, and streamlined communications among team members.
Supported attorneys in trial preparation by organizing materials, conducting research, and drafting legal documents.
Reduced company exposure by accurately assessing risk factors and recommending appropriate settlement options.
Conducted comprehensive interviews of witnesses and claimants to gather facts and information.
Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
Preserved confidentiality of sensitive information while effectively communicating case details with involved parties as needed.
Expedited claim resolution by promptly responding to inquiries from both insureds and claimants alike.
Enhanced negotiation skills through continuous professional development opportunities, including training seminars and workshops.
Leveraged strong analytical abilities to identify subrogation opportunities for cost recovery efforts in complex cases.
Senior Litigation Claims Adjuster
Allstate Insurance Co
01.2022 - 04.2024
Handle the largest and most complex bodily injury, uninsured, and underinsured liability claims including coverage and liability dispute on litigated and non-litigated claims
Substantiated legitimate claims and denied unjustified claims
Mitigated risks and increased profitability with well-developed strategies for reducing future claims and costs
Trained other claims staff members on proper handling and evaluate injury
Reviewed questionable claims by conducting agent and claimant interviews to correct omissions and errors
Documented information gathered in field and uploaded data to company database for efficient processing using multiple systems
Synthesized data into comprehensive quarterly written reports
Testified on behalf of agency as part of criminal and civil proceedings
Presents cases recommendations for authority to management at roundtables
Manage litigated claims by developing litigation plans, strategies to direct defense counsel litigation in accordance with litigation management protocols
Negotiate and communicate effectively with medical providers, attorneys, customers, and vendors for resolution of claims
Attend Subrogation, arbitrations, mediations, and trials for claim resolution
Make equitable inability decisions by regularly resolving disputes between all parties while obtaining recorded statements, reviewing police reports, and contacting and obtaining witness statements
Provide litigation management through assessing the strengths and weaknesses of lawsuits and develop plans of action for defending and disposing
Negotiated favorable settlements with claimants, attorneys, and other insurance carriers to minimize financial risk for the company.
Examined claims forms and other records to determine insurance coverage.
Verified insurance claims and determined fair amount for settlement.
Maintained compliance with state regulatory requirements through meticulous documentation and adherence to company policies.
Conducted thorough investigations of complex insurance claims, gathering evidence and analyzing relevant documentation.
Achieved cost savings through successful subrogation efforts, recovering funds from responsible parties in various claims scenarios.
Prepared summaries of damage, payments, and policy coverage.
Provided exceptional customer service during emotionally difficult situations for policyholders following accidents or natural disasters.
Contributed to a positive work environment through active participation in team meetings and collaborating on cross-functional projects.
Achieved high customer satisfaction ratings by providing clear and timely communication throughout the claims process.
Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
Responsible for the analysis and management of claim files within both the property and bodily injury units
Provide daily support to claim staff on claim management and filing activities
Resolve escalated customer concerns and complaints promptly and fair
Negotiate and communicate effectively with medical providers, attorneys, customers, and vendors for resolution of claims
Prevent losses due to insurance fraud working alongside Special Investigations Unit
Make equitable inability decisions by regularly resolving disputes between policy holders and claimants by obtaining recorded statements, reviewing police reports, and contacting and obtaining witness statements
Provide litigation management by assessing the strengths and weaknesses of lawsuits and develop plans of action for defending and disposing
Attend depositions, mediations, and trials/court appearances for settlement of Auto BI, PD UMBI, UIMBI & PIP claims
Create claim file documents complying with company and state regulations
Prepared summaries of damage, payments, and policy coverage
Evaluated insurance policies and analyzed damages to determine coverage
Substantiated legitimate claims and denied unjustified claims
Conduct comprehensive witnesses and claimants' interviews gathering evidence
Reviewed police reports, medical treatment records, and physical property damage to determine validity and extent of liability
Researched and analyzed policy contracts to verify proper payment of claims
Document all investigation activity and presented reports to management
Negotiate with policyholders and claimants to reach mutually satisfactory resolutions
Deliver exceptional service by communicating important information as concise and patiently while actively listening and engaging the interviewer for undiscovered issues
Applied strong leadership and critically resolve escalations while then teaching the skills to the claim owner, to maintain team efficiency, proficient and cohesive workflow
Monitored compliance of team workflows to improve employee average call handle, time management and call logs increase productivity while setting the culture to insure we consistently meet weekly, monthly, and quarterly metrics
Achieved measurable results working with staff to meet established targets and risk
Maintained compliance with company policies, objectives, and communication goals
Enforced rules and regulations outlined in company manual setting expectations comprehensibly and consistently in outlined performance actions for adjusters placed on Action Plans due to violation of TDI compliance and or company operations
Created successful work schedules for associate maintaining forecasted staffing needs
Conduct routine inspections, enforcing quality and compliance with established SOP's
Developed and implemented customer service policies to enhance satisfaction by risk assessment and thoroughly complying policy binders and re-writes
Generated reports detailing findings and recommendations
Created and managed project plans, timelines, and budgets
Devised and implemented processes and procedures to streamline operations
Maintained database systems to track and analyze operational data
Customer Service Representative
Travelers Insurance
01.2005 - 01.2013
Proactively sold personal insurance products as needed
Reviewed and corrected personal property and casualty policies
Compiled underwriting reports and perform statistical analysis
Mentored new hires for Personal Insurance Counseling
Developed underwriting and sales knowledge to counsel and sell available insurance products
Used a computer to effectively capture claim loss information from customers via phone in a prompt and efficient manner
Consistently provided top-tier, high-level customer service to ensure our customers feel secure, respected, and cared for
Used online reference material and resources
Shared customer concerns and any telephone or system issues with Unit Manager to promptly and effectively address or prevent any issues
Handled customer inquiries and suggestions courteously and professionally
Actively listened to customers, handled concerns quickly and escalated major issues to supervisor
Answered constant flow of customer calls with minimal wait times
Updated & maintain account information
Responded to customer requests for products, services, and company information
Processed customer service orders promptly to increase customer satisfaction
Maintained up-to-date knowledge of product and service changes