Evan McCarty
Lexington,SC
Summary
Living by the motto "I will not be outworked or outdone". This is by being a hardworking insurance professional to achieve mutually beneficial results for the company and our clients. Gifted in establishing strong professional relationships with our clients and that starts with trust and hard work.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Production Underwriter - Commercial Lines
Encova Insurance
06.2014 - Current
- Primary responsibility includes underwriting for Middle Market and Large Market Account Commercial Lines submissions and renewals for risk evaluation, proper premium pricing to build policies that were in accordance with the company's appetite, rates, and state rules & regulations to achieve profitable underwriting results
- Grew the Eastern SC district to $22M in Written Premium, which allowed the company to establish another new SC district to handle the volume.
- Contributed directly to the establishment and growth of a new territory in SC. My responsibility included prospecting, vetting, marketing and appointing new agency prospects.
- Grew Package Lines business on average of $2.6M per year over the past 5 years.
- Maintained a 5-year 87% retention rate, while navigating ever changing markets, both soft markets and hard markets
- Built a diverse portfolio made up of several different industry sectors to ensure long term profitability
- Currently serve as the Agency Manager role for several insurance agencies. I conduct routine visits with Agency Principals, Producers, Accounts Managers to first and foremost develop a close working relationship, as well as to deliver company updates, discuss company and agency performance, discuss market changes, train on appetite, forms, as well as conduct systems training.
- Well verse on using Guidewire and able to train current employees to use the system, as well as help train Agency personnel to use the Agent facing company portal and rating system.
- Work closely with a team of other underwriters, safety & loss control, claims, actuarial, as well as support from the Home Office to develop strategies, short term and long term goals to work to ensure the success and profitability for the company and our agency partners.
- Attended and worked exhibit booths at networking events such as Big I to promote service/products of the company
Marketing Representative
Auto-Owners Insurance Company
06.2013 - 06.2014
- Met with Agency Principals, Producers, Account Managers to discuss any Commercial, Personal, and Life Insurance opportunities.
- Marketed insurance products and services
- Collaborated with our agency partners to establish mutually beneficial goals, and oversaw the implementation of these strategies.
- Discussed company and agency performance
Commercial Lines Underwriter
Auto-Owners Insurance Company
02.2008 - 06.2013
- Reviewed commercial accounts of all premium sizes for new business and renewals for acceptability, pricing and built Commercial Lines policies in accordance to the the company's appetite and strategy, while satisfying the client's insurance needs
- Delivered high-quality service to agents with timely communication with thorough and accurate responses
Auto Claims Adjuster
Auto-Owners Insurance Company
05.2006 - 02.2008
- Acted as a reliable point of contact for customers throughout the claims process, addressing their concerns with empathy and professionalism.
- Demonstrated expert knowledge of auto insurance policies and coverages, allowing for accurate assessment of damages and appropriate claim payouts.
- Documented all findings in concise reports.
Education
Bachelor of Business Administration - Finance
Colorado State University
Fort Collins, CO05.2006
Skills
- Policy analysis
- Agency recruitment and management
- Pricing strategy implementation
- Decision-Making with documentation
- Relationship Building
- Risk Assessment
- Loss Prevention
- Risk Management
Affiliations
- Pi Kappa Phi
Certification
- CPCU - Chartered Property Casualty Underwriter
- CLCS - Commercial Lines Coverage Specialist
- AINS - Associate in Insurance
Timeline
Production Underwriter - Commercial Lines
Encova Insurance
06.2014 - Current
Marketing Representative
Auto-Owners Insurance Company
06.2013 - 06.2014
Commercial Lines Underwriter
Auto-Owners Insurance Company
02.2008 - 06.2013
Auto Claims Adjuster
Auto-Owners Insurance Company
05.2006 - 02.2008
Bachelor of Business Administration - Finance
Colorado State University
- CPCU - Chartered Property Casualty Underwriter
- CLCS - Commercial Lines Coverage Specialist
- AINS - Associate in Insurance
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