Evans Monubi
Sumter,SC
Summary
Credit Analyst knowledgeable in conducting qualitative and quantitative business analysis, background checks and developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Business Development Manager
Kcb Bank Group
01.2023 - 06.2024
- Created a Small and Medium enterprises {SME) department with products and a distribution chanel
- Trained/coached staff on SME Lending products and the lending process, both loan originators and approvers/accepters
- Increased client base by identifying new business opportunities and cultivating strong relationships with key decisionmakers.
- Facilitated regular communication with clients to ensure their needs were met, fostering long-lasting relationships built on trust and mutual respect.
- Developed customized solutions for clients based on a deep understanding of their unique pain points, delivering exceptional value and driving repeat business.
- Generated new business with marketing initiatives and strategic plans.
Bank Branch Manager
Kcb Bank Group
09.2019 - 12.2023
- Managed daily branch operations for optimal efficiency and performance, resulting in improved customer experiences.
- Led a team of banking professionals, providing regular coaching and development opportunities for career growth.
- Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
- Fostered strong relationships with clients by addressing their needs promptly and providing personalized financial solutions.
Credit Manager
Kcb Bank Group
05.2016 - 08.2019
- Negotiated payment plans with delinquent customers to minimize losses while maintaining positive client relationships.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
- Improved credit risk management by implementing effective underwriting policies and procedures.
Credit Officer
Kcb Bank Group
04.2009 - 07.2016
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
Education
MBA - Project Management
Kenyatta University
Nairobi12.2024
Bachelor of Arts - English Language And Literature
Moi University
Kenya09.2002
Skills
- Business Development and Planning
- Customer Service
- Industry analysis
- Credit Assessment/Risk assessment
- Credit structuring and documentation
- Financial analysis
- Management and Business analysis
- Problem solving and Critical thinking
- Attention to detail
- Quantitative analysis
- Strong verbal and written communication
Certification
- Commercial Banking and Credit Analyst (CBCA)-Corporate Finance Institute, June 2024
Reading, Journaling and Watching Documentaries
I read an array of genres, from self development to fiction to politics- I have of late developed a keen eye for biographies. I am a fast reader and do two to three books at the same time. My best fictional literature so far is the ''Alchemist' and Joseph Conrad's 'Into the heart of darkness''
I journal almost daily, out of my experiences- I get inspiration to write from nature in my regular walks to the park. The nature walks are also a chance for me to listen to audio books, mostly biographies.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Business Development Manager
Kcb Bank Group
01.2023 - 06.2024
Bank Branch Manager
Kcb Bank Group
09.2019 - 12.2023
Credit Manager
Kcb Bank Group
05.2016 - 08.2019
Credit Officer
Kcb Bank Group
04.2009 - 07.2016
MBA - Project Management
Kenyatta University
Bachelor of Arts - English Language And Literature
Moi University
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