Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Faraj Silmi

North Ridgeville,OH

Summary

Detail-oriented financial professional with over 5 years of experience in banking, mortgages, and finance. Strong track record in evaluating client financials and developing tailored solutions. Committed to maximizing efficiency and ensuring client satisfaction while driving significant revenue growth across diverse banking operations.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Branch Manager

First National Bank Of Pennsylvania
Avon, Ohio
05.2024 - Current
  • Reviewed financial information involving income, assets, liabilities, and credit history of applicants.
  • Collaborated closely with underwriters to enhance the efficiency and effectiveness of the branch loan pipeline..
  • Exceeded consumer and business loan goals by over 200 percent, driving significant revenue growth.
  • Led the handling of a $10 million loan pipeline, achieving streamlined processing and prompt approvals.
  • Evaluated clients' financials to identify optimal solutions based on loan-to-value and debt-to-income ratios.

Financial Relationship Banker

Huntington National Bank
Cleveland, Ohio
08.2022 - 05.2024
  • Exceed sales goals by 250% consistently, and achieve over 200% in client retention and satisfaction, leading to 150% sales growth.
  • Provided positive communication and active listening skills to customers, offering sound feedback, and providing effective solutions to critical questions.
  • Assessed clients' financial situations in order to develop strategic financial planning solutions.
  • Established individual plans, decreasing payments, maximizing earnings, and debt consolidation.
  • Increased customer satisfaction through excellent service, account maintenance, and transaction processing.
  • Conducted extensive research and investigations, and made recommendations for strategies to resolve issues and prevent future concerns in an adequate, timely manner.
  • Examined accounts in order to identify potential risks and the best ways to mitigate them, preventing a loss for the bank.

Retail Banker II

Woodforest National Bank
Elyria, Ohio
01.2022 - 08.2022
  • Created customized banking solutions to meet the needs of each client.
  • Offered guidance on a variety of bank products and financial options.
  • Investigated accounts for possible fraud, and provided relevant information to law enforcement.
  • Leveraged sales strategies to cultivate, advance, and conclude sales while generating product interest through proactive cross-selling

Education

BBA - Business Administration General (Summa Cum Laude)

Cleveland State University
Cleveland, OH
12-2024

Skills

  • Communication skills
  • Detail-oriented
  • Efficiency
  • Problem solving
  • Teamwork and collaboration
  • Time management

Certification

  • Nmls
  • Notary Public
  • Life & Heath License
  • Microsoft Office Specialist Certifications (Access, Excel,Powerpoint, Outlook Word)

Timeline

Branch Manager

First National Bank Of Pennsylvania
05.2024 - Current

Financial Relationship Banker

Huntington National Bank
08.2022 - 05.2024

Retail Banker II

Woodforest National Bank
01.2022 - 08.2022

BBA - Business Administration General (Summa Cum Laude)

Cleveland State University