Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Farangis Ubaidova

New York

Summary

I have over 10 years of experience in finance, banking operations, and logistics. My background includes payment allocation, reconciliation, customer service, and financial documentation across major banks and U.S. logistics companies. I am detail-oriented, reliable, and skilled at resolving complex issues through strong problem-solving and critical-thinking abilities. I perform well in high-volume, fast-paced environments and maintain accuracy under pressure.

Overview

10
10
years of professional experience

Work History

Customer Service Representative

Joma Logistics Company
03.2025 - 09.2025


  • Resolved customer inquiries through effective communication and problem-solving techniques.
  • Processed orders efficiently using Joma Logistics' proprietary software systems.
  • Collaborated with team members to improve service response times and customer satisfaction.
  • Trained new staff on customer service best practices and system navigation.
  • Analyzed feedback to identify trends and recommend improvements in service delivery.

Finance / Payment Allocation Specialist

Midwest Cargo Lines Inc
12.2020 - 03.2025

Responsible for managing financial operations, including processing payments, reconciling accounts, preparing financial reports, and maintaining accurate records. Collaborates with internal teams and external partners to resolve discrepancies, ensures compliance with company policies and banking standards, and supports decision-making through accurate financial data. Streamlines financial processes to enhance efficiency and accuracy.

  • Analyzed financial data to identify trends and support strategic decision-making.
  • Prepared detailed reports on budget forecasts and expenditures for management review.

DB Operator / Cashier

CJSC “Spitamen Bank”
11.2019 - 10.2023


  • Operated banking systems to process over 100 daily transactions (SWIFT transfers, deposits, and cash operations) with 99% accuracy.
  • Monitored daily operations to ensure full compliance with regulatory standards, reducing errors by 15%.
  • Collaborated with team members to streamline workflow, improving transaction processing time by 20%.
  • Trained and mentored over five new staff members on operational procedures and customer service protocols, enhancing onboarding efficiency and client satisfaction.

DB Operator /Customer Service Cashier

Microcredit Deposit Organization “HUMO”
09.2018 - 10.2019
  • Managed account operations, payments, and money transfers.
  • Provided customer support for mobile banking and card services.
  • Prepared daily operational reports and reconciliations.
  • Developed training materials for new staff, improving onboarding effectiveness and operational knowledge transfer.
  • Operated various types of machinery, demonstrating versatility and adaptability in diverse work environments.

DB Operator

Microcredit Deposit Organization “HUMO”
02.2017 - 09.2018
  • Operated financial systems to process loan applications and transactions efficiently.
  • Monitored compliance with regulatory requirements, ensuring accurate reporting and documentation.
  • Assisted clients in understanding microcredit products, enhancing customer satisfaction and engagement.
  • Conducted regular audits of organizational processes to identify areas for improvement and efficiency gains.

Bank Insurance Sales Specialist

BIMA LLC Insurance Company
09.2015 - 01.2016
  • Developed tailored insurance solutions to meet diverse client needs.
  • Conducted comprehensive policy reviews to ensure compliance with regulations and customer satisfaction.
  • Established strong client relationships through effective communication and personalized service strategies.
  • Trained junior sales staff on product knowledge and sales techniques to enhance team performance.

Education

Master of Science - Management

Interstate Educational Institution of Higher Education “Russ
Dushanbe, TJ
08-2016

Bachelor of Science - Foreign Economic Activity Management

Technological University of Tajikistan.
Dushanbe, TJ
08-2014

Skills

  • Customer service
  • Active listening
  • Critical thinking
  • Data entry
  • Fluent bilingualism
  • Problem-solving

Languages

English
Full Professional
Russian
Native or Bilingual
Tajik
Native or Bilingual

Timeline

Customer Service Representative

Joma Logistics Company
03.2025 - 09.2025

Finance / Payment Allocation Specialist

Midwest Cargo Lines Inc
12.2020 - 03.2025

DB Operator / Cashier

CJSC “Spitamen Bank”
11.2019 - 10.2023

DB Operator /Customer Service Cashier

Microcredit Deposit Organization “HUMO”
09.2018 - 10.2019

DB Operator

Microcredit Deposit Organization “HUMO”
02.2017 - 09.2018

Bank Insurance Sales Specialist

BIMA LLC Insurance Company
09.2015 - 01.2016

Master of Science - Management

Interstate Educational Institution of Higher Education “Russ

Bachelor of Science - Foreign Economic Activity Management

Technological University of Tajikistan.