Focused on mitigating company risks while meeting profit goals by making strategic decisions based on sound criteria as skilled mortgage underwriter. Successful in leading underwriting teams and training junior staff to handle high workload with impeccable accuracy. Proven expertise in identifying unacceptable risk and preventing fraud.
Overview
8
8
years of professional experience
3
3
years of post-secondary education
Work History
Mortgage Underwriter
Leading Mortgage Solutions
Remote, Remote
02.2018 - 01.2023
Worked with processing team members to communicate errors and obtain missing information for current applications.
Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
Reviewed appraisals and title documents to verify accuracy and completeness.
Verified integrity of applicants' information to minimize fraud.
Approved or denied loans based on established criteria and underwriting guidelines.