Fatimah Taiwo

Richardson,TX

Summary

Dedicated and versatile Financial Crime professional with 8 years of experience in Anti-Money Laundering (AML), Bank Secrecy Act (BSA) compliance, fraud detection and prevention, and risk management. Proficient in Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) reviews, with experience supporting investigations involving digital assets and cryptocurrency activity. Skilled in leveraging SQL and analytical tools to evaluate complex data, identify suspicious behavior, and strengthen compliance controls. Recognized for strong technical capabilities, effective time management, and the ability to deliver accurate risk assessments that support regulatory compliance and protect financial institutions.

Overview

years of professional experience

Certification

Work History

AML/BSA /Fraud - Financial Crimes Analyst

Frost Bank

Carrollton, Texas

02.2025 - Current

Analyze and make decisions on Financial Crimes-related cases and alerts BSA/AML, Anti-Bribery,
OFAC
Utilize banking systems to investigate and research transactional information, ensuring compliance with
Financial Crimes requirements
Conduct client research to support AML/FRAUD investigations and risk assessments
Apply critical thinking to make well-supported decisions based on the alert type and leverage internal
and external applications to investigate AML/Fraud cases and resolve alerts efficiently
Understand fraud behavior and demonstrate the ability to identify suspicious activities with fraud
detection programs and software used to monitor and mitigate fraudulent activities
Reviewing testing strategies and methodologies; evaluating the adequacy and effectiveness of policies,
procedures, processes, initiatives, products and internal controls
Identify red flags related to check fraud, kiting behavior, depositing fraud etc
Draft and file Suspicious Activity Reports (SARs) to FinCEN in accordance with regulatory guidelines
Articulate red flags and suspicious activity patterns within the SAR narrative
Maintain a detailed record of all SAR filings and related documentation
Liaise with law enforcement when necessary to provide additional information on suspicious activities
Maintain a thorough understanding of Anti-Money Laundering (AML), Know Your Customer (KYC), and
Fraud prevention regulations
Stay up to date on emerging trends and typologies in fraud, money laundering, and terrorist financing

BSA/AML Analyst II (SAR Writer)

Woodforest National Bank

Dallas, TX

03.2022 - 11.2024

Conduct investigations into suspicious activities to identify patterns and trends indicative of money
laundering or terrorist financing
Complete documentation with accuracy, quality, and attention to detail in line with financial procedures
and regulatory guidelines
Analyze suspicious activity monitoring alerts and provide consultative BSA/AML guidance to various
business lines
Prepare Suspicious Activity Reports (SARs) following financial procedures and regulatory guidelines
Provide feedback or concurrence on suspicious activity alert recommendations, ensuring thorough
analysis
Demonstrate knowledge of money laundering typologies to detect unusual or suspicious activities
Determine the necessity of filing SARs based on alert reviews and bank policies while collecting
analyzing, and securing sensitive customer information to maintain confidentiality
Maintain customer and case files with detailed records and documentation
Evaluate and escalate alerts based on a comprehensive review and organizational policies and notify
supervisors of any non-compliance with AML/CFT regulations
Adhere to performance metrics and participate in ongoing training to stay updated on industry trends

KYC and Fraud Specialist, First Convenience Bank

First Convenience Bank

Dallas, Texas

06.2019 - 11.2021

Utilized analytical tools and applications to detect, monitor, and mitigate current and potential fraud
threats
Monitored real-time transaction queues and managed decision incidents efficiently to ensure timely
resolutions
Screened customer accounts against government-issued sanctions lists (OFAC) and performed
Politically Exposed Person (PEP) and adverse media screenings
Conducted fraud reviews and applied enhanced due diligence to new personal loan referrals and high-
risk deposit accounts
Utilized the Verafin platform to identify and address alerts related to account abuse, ACH fraud, deposit
fraud (e.g., counterfeit, forgery, altered checks), identity theft, and online account takeovers
Reviewed suspected fraud cases and took actions such as restricting services, removing compromised
accounts, and drafting Unusual Activity Reports (UARs)
Collaborated across departments to communicate and manage account restrictions effectively
Performed KYC screenings by verifying member information through independent research sources
Resolved customer account issues while ensuring compliance with regulatory documentation and
requirements

Education

Associate of Arts - Banking And Finance

Lagos State Polythecnic

Nigeria

12-2009

Skills

Microsoft 360: Excel, PowerPoint, Tableau
Case Management Systems: STAR, Verafin,
Actimize, ECM, CSC Portal
Tools used: Risk Portal, Fraud Portal, SQL,
SSMSS, LexisNexis, Clear, World Check,
Innovis, Emailage, EWS, Risk Manager, LEI
Search, Broker Check, World-Check,
Threatmatrix, Salesforce, and Google
SAR Narrative, SAR Writing, FINCEN website,
OFAC, BSA, Root Cause Analysis, Fraud
Detection, Quality Assurance, Customer
Relations

KYC, CDD, EDD, Documentation Management,
Information Verification, Analytical Thinking
Root Cause Analysis, Fraud Detection, Quality
Assurance, Customer Relations
KYC, CDD, EDD, Documentation Management,
Information Verification, Analytical Thinking
AML and CTF Regulations: Understanding anti-
money laundering (AML) and counter-terrorist
financing (CTF) laws, including frameworks like the Bank Secrecy Act (BSA), Patriot Act, FATF guidelines, and the EU's AML Directives