Driven professional with a proven track record at Credit Central, adept in loan processing and customer service. Excelled in analyzing credit histories and managing loan applications, showcasing exceptional problem-solving and documentation skills. Demonstrated ability to enhance customer satisfaction and streamline loan closing processes, contributing to team success through collaboration and multitasking.
Overview
6
6
years of professional experience
Work History
Asst Manager
Credit Central
2001 Skyland Blv E Tuscaloosa Al
07.2020 - Current
Reviewed loan applications and credit information to determine potential customers' eligibility for loans.
Processed loan modifications when requested by customers or required by lenders.
Prepared detailed documentation for each loan transaction including closing documents.
Researched customer credit histories using computer databases and credit reporting agencies' websites.
Collected payments from borrowers on past due accounts and worked out payment plans when needed.
Analyzed financial statements of clients to assess their ability to repay loans.
Assisted customers in understanding the terms of their loan agreements and answered any questions they had about them.
Advised customers on different types of available loans, such as mortgages or auto loans
Participated in regular training sessions on new products, services, policies, procedures.
Verified all documents provided by applicants for accuracy and completeness.
Compiled reports detailing approved or denied loan applications as well as delinquency status.
Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
Delivered high levels of customer service to facilitate smooth processes.
Obtained and compiled copies of loan applicants' credit histories, corporate financial
statements and other financial information to update credit and loan files.
Filed customers folders in a A-Z filling cabinet.
Custodian
University of Alabama
Tuscaloosa, AL
05.2018 - 06.2020
Keeps building and property in clean and orderly condition.
Performs routine maintenance activities.
Performs heavy cleaning duties.
Sweeps, mops, scrubs, or vacuums floors.
Gathers and empties trash.
Scrubs, sanitizes, and supplies restroom facilities.
Dusts furniture, walls, and equipment.
Cleans windows, mirrors, and partitions with soap and other cleansers.
Mixes cleaning solutions and chemicals in containers in preparation for cleaning, according to instructions.
Follows procedures for the use of chemical cleaners and power machinery to prevent damage to floors and fixtures.
Cleans and polishes fixtures and furniture.
Shampoos or steam-cleans carpets and rugs.
Cleans and polishes furniture and fixtures.
Manages inventory of cleaning supplies.
Notifies managers regarding the need for repairs or additions to building operating systems.