Hardworking underwriting analyst with over 47 years of experience in the insurance industry. Excellent reputation for resolving problems and improving customer satisfaction.
Overview
26
26
years of professional experience
Work History
Underwriting Analyst
Starr Companies
01.2018 - 10.2023
Collaborated with underwriters to review applications, ensuring comprehensive information for accurate account rating
Provided quotes for new businesses and renewals
Worked in all lines of businesses, including: Auto, General Liability and Workers Compensation
Ordered MVRs
Prepared auto filings on required states
Managed the binding and invoicing process for accounts with adherence to established procedures
Pulled all experience modifications on NCCI, WCIRB, and other independent states
Issued policies on Auto, General Liability & Workers Compensation
Facilitated processing of endorsements
Utilized electronic filing methods for streamlined documentation across all booked accounts
Provided valuable support to underwriters on assigned projects
Assistant Underwriting III | Specialty Commercial Casualty
ACE/ CHUBB
01.2015 - 01.2018
Handled policy maintenance and servicing of accounts
Aided in the resolution of fundamental underwriting issues
Implemented workflow procedures to optimize service delivery to ACE customers, agents, and brokers
Collaborated effectively with both internal & external customers
Prepared rating instructions and assigned rate tasks
Followed up on outstanding underwriting documentation
Utilized Microsoft Office 10 to organize and format data for policy renewal
Underwriting Assistant III | Commercial Middle Market
ZURICH NORTH AMERICA INSURANCE COMPANY
01.2008 - 01.2015
Assisted in Account Support Management to meet production goals
Worked on assigned lines of business
Reviewed applications & submitted documents
Oversaw completion of all application submitted
Prepared rating instructions and assigns rate tasks to respective raters
Re-rated all transactions in Z-spire (if necessary)
Provided support to Underwriting Department and members in the areas of underwriting operations, procedures and policy endorsements
Performed initial Risk Analysis Documentation & Loss Analysis
Performed final pricing on all Fast Trac renewal accounts
Created Proposal / Binder subject to Underwriting review for all NB accounts
Oversaw Underwriting file documentation control & completions
Handled set up of renewal quotes
Ensured work priorities and deadlines were met in compliance with company standards
Policy Issuance/ Rating Manager
ENTERTAINMENT BROKERS INTERNATIONAL
01.1998 - 01.2006
Supervised and trained raters, responsible for quoting risks and issuing multi-line accounts including Property, General Liability, Automobile and Workers Compensation
Oversaw all policy issuance
Designed and devised necessary forms and procedures exclusively for Property, Automobile and General Liability
Maintained and updated input of loss cost multiplier and rate editions required to each state and each line of business
Utilized Silver plume system as a tool in obtaining ISO rules and regulations as well as acquired mandatory forms applicable to every state
Performed QCl audit of system to ensure accuracy of rates; ISO LC and Duck rates; Audited underwriting files for documentation (GUS reports, inspections, mvr's etc., use of approved forms, proper sign-offs)
Provided departmental staff training
Handled manual issuance of complicated policies
Reviewed Underwriting files at random to identify deficiencies in file documentation, properly sign-offs were obtained, file set-up in consistent with EBI file set-up guidelines, rating compliance with our filings
Reviewed annual employee salaries and work evaluation
Multi Line Rater
TOKIO MARINE AND FIRE INSURANCE COMPANY
1990 - 1998
Rated assigned accounts using both manual and “quick rate” techniques as required
Rating includes the ISO experience-rating plan, Texas Automobile rating and premium discount rules
Prepared and set up new and renewal policies and endorsements as per processing procedures
Utilized PMS loss data system when necessary to develop loss information for experience rating
Ordered MVR's and complete required Regulatory filings
Prepared coverage binders and certificates of insurance per Underwriter's instructions.
Skills
MS Word
MS Excel
MS Access Office XP Professional
Fire and Casualty Broker-Agent License Number: 0E43124
Interpersonal Skills
Organizational Skills
Underwriting Guidelines
Claims Handling
References
Available upon request
Timeline
Underwriting Analyst
Starr Companies
01.2018 - 10.2023
Assistant Underwriting III | Specialty Commercial Casualty
ACE/ CHUBB
01.2015 - 01.2018
Underwriting Assistant III | Commercial Middle Market