Frank Tillinghast
Newark,DE
Overview
24
24
years of professional experience
Work History
Sr Mortgage Processor
American Financial Network
10.2021 - 01.2022
- Responsible for processing loan applications for all loan types to include: FHA inc
- New construction, RHS, VA
- Conventional inc
- New Construction
- Maintained a pipeline of 60+ applications including 1st & 2nd mortgages and preapprovals.
Pre-closing Officer I
PHFA
03.2022 - 10.2023
- Responsible for reviewing and approving loan applications for borrowers looking to purchase homes through the Homeownership division of PHFA.
Sr Mortgage Processor
Caliber Home Loans, Inc.
06.2020 - 06.2021
- Responsible for processing loan applications for all loan types to include: FHA inc
- New construction, RHS, VA
- Conventional inc
- New Construction
- Maintained a pipeline of 60+ applications including 1st & 2nd mortgages and preapprovals.
Mortgage Processor/Closer
PSECU
02.2018 - 05.2020
- Responsible for processing loan applications from origination through approval
- Responsible for preparing the closing package and closing the loan.
Loan Processor II
Freedom Mortgage
10.2016 - 04.2017
- Responsible for processing loan applications as part of Freedom Mortgages FHA full doc team
- Responsible for all aspects of the mortgage process from opening through approval and closing.
Mortgage Loan Processor II
Univest Bank (Aerotek)
02.2016 - 10.2016
- Responsible for processing loan applications for all loan types to include: FHA inc
- New construction, RHS, VA
- Conventional inc
- New Construction
- Maintained a pipeline of 30+ applications including 1st & 2nd mortgages and preapprovals.
HSS II - Mortgage Processor
Bank of America
03.2013 - 07.2015
- Responsible for all aspects of the mortgage process from opening through approval and closing
- Performed the initial credit decision and final underwriting approval on Conventional loans.
Loan Officer
Santander Bank
11.2008 - 07.2012
- Originate mortgage loan applications for all loan types to include: FHA inc
- 203K & new construction, RHS, VA
- Conventional inc
- New Construction and Fannie Mae Homestyle, and Reverse mortgages
- Responsible for facilitating the application throughout the entire loan process and assisting in any problems or issues that arose.
Loan Officer
Bank of Hanover
03.2006 - 11.2008
- Originate mortgage loan applications for all loan types to include: FHA inc
- 203K & new construction, RHS, VA
- Conventional inc
- New Construction and Fannie Mae Homestyle, and Reverse mortgages
- Responsible for facilitating the application throughout the entire loan process and assisting in any problems or issues that arose.
Loan Officer
Wells Fargo Home Mortgage
01.2005 - 03.2006
- Originate mortgage loan applications for all loan types to include: FHA inc
- 203K & new construction, RHS, VA
- Conventional inc
- New Construction and Fannie Mae Homestyle, and Reverse mortgages
- Responsible for facilitating the application throughout the entire loan process and assisting in any problems or issues that arose.
Loan Officer
Chase Home Finance
12.2003 - 01.2005
- Originate mortgage loan applications
- Facilitating the application throughout the entire loan process and assisting in any problems or issues that arose.
Loan Processor II
Chase Home Finance
05.2000 - 12.2003
- Responsible for processing loan applications for all loan types to include: FHA inc
- 203K & new construction, RHS, VA
- Conventional inc
- New Construction and Fannie Mae Homestyle, and Reverse mortgages
- Maintained a pipeline of 40+ applications including 1st & 2nd mortgages and preapprovals.
Loan Officer Assistant
Pike Creek Mortgage
07.2024 - Current
- Assembled important paperwork and disclosures for borrower.
- Communicated with customers daily to request information and complete paperwork.
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.
- Monitored key dates to obtain information by deadlines.
- Liaised with clients to guide through loan closing process and skillfully handle any concerns.
- Cultivated productive relationships with clients, realtors, and title/escrow officers to increase profits and expand customer base.
Education
Diploma -
Troy Area High School
Troy, PA06.1985
Skills
- Underwriting knowledge
- Organizational abilities
- Appraisal compilation
- Application preparation
- Appraisals
- Interviewing
- Processing procedures
- Legal Compliance
- Created reports
- Financial document review
- Generating Reports
- Appraisal review
- Residential mortgage lending regulations
- Information Verification
- Title Examination
- Policy Adherence
- File Management
- Pipeline Management
- Document Review
- Proficient in Software
Timeline
Loan Officer Assistant
Pike Creek Mortgage
07.2024 - Current
Pre-closing Officer I
PHFA
03.2022 - 10.2023
Sr Mortgage Processor
American Financial Network
10.2021 - 01.2022
Sr Mortgage Processor
Caliber Home Loans, Inc.
06.2020 - 06.2021
Mortgage Processor/Closer
PSECU
02.2018 - 05.2020
Loan Processor II
Freedom Mortgage
10.2016 - 04.2017
Mortgage Loan Processor II
Univest Bank (Aerotek)
02.2016 - 10.2016
HSS II - Mortgage Processor
Bank of America
03.2013 - 07.2015
Loan Officer
Santander Bank
11.2008 - 07.2012
Loan Officer
Bank of Hanover
03.2006 - 11.2008
Loan Officer
Wells Fargo Home Mortgage
01.2005 - 03.2006
Loan Officer
Chase Home Finance
12.2003 - 01.2005
Loan Processor II
Chase Home Finance
05.2000 - 12.2003
Diploma -
Troy Area High School
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