Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Fred Lofton

Lumberton,NJ

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Senior Loan Advisor

Freedom Mortgage Corporation
06.2022 - Current
  • Developed and maintained relationships with customers and other third parties.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Processed loan applications and monitored progress from start to finish.
  • Assisted customers with completing loan applications and other paperwork.
  • Closed 6 to 10 brand new home purchases each month

Mortgage Loan Originator

NewRez
04.2019 - 06.2022
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Negotiated loan terms and offers to complete sales with clients.
  • Explained different types of loans pertaining to client situations.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Top 10 percent of sales team every month

Mortgage Loan Originator

PHH Mortgage Corporation
09.2017 - 03.2019
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations and helped negotiate terms to finalize sales.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.

Sales Consultant

Pacific Kitchen And Home
06.2015 - 09.2017
  • Used consultative sales techniques to understand customer needs and recommend relevant products and services.
  • Provided sales and customer service assistance to walk-in traffic
  • Evaluated customer purchase requirements and recommended best-fit company offerings.
  • Implemented up-selling strategies, encompassing recommendation of accessories and complementary purchases.
  • Maintained organized, presentable merchandise to drive continuous sales.
  • Maintained sense of urgency in answering customer questions and requests through email or voice message.

Builder Commercial Representative

Hhgregg
10.2011 - 06.2015
  • Developed and maintained comprehensive understanding of products, services and competitors to enhance sales presentations.
  • Negotiated contracts with clients and developed relationships with key personnel.
  • Answered customer questions about products and services, helped locate merchandise, and promoted key items.
  • Maintained up-to-date knowledge of store sales, payment policies and security standards.
  • Recommended complementary purchases to customers, increasing revenue.
  • Number 1 ranked in appliance home deliveries for my store

Education

Some College (No Degree) - Political Science

Richard Stockton University
Galloway, NJ

Skills

  • Sales Presentation
  • Communications Strategies
  • Financial Planning Expertise
  • Negotiations
  • Customer Service

Certification

NMLS License (Licensed to originate mortgages in 44 states)

Timeline

Senior Loan Advisor

Freedom Mortgage Corporation
06.2022 - Current

Mortgage Loan Originator

NewRez
04.2019 - 06.2022

Mortgage Loan Originator

PHH Mortgage Corporation
09.2017 - 03.2019

Sales Consultant

Pacific Kitchen And Home
06.2015 - 09.2017

Builder Commercial Representative

Hhgregg
10.2011 - 06.2015

Some College (No Degree) - Political Science

Richard Stockton University

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Fred Lofton