Resourceful and seasoned Banking Customer Service Representative with background in providing high-quality customer service, handling complex transactions and resolving banking issues. Possess strong interpersonal skills, adept at building trust with clients to enhance customer satisfaction rates. Have contributed significantly in previous roles by streamlining processes for improved efficiency. Demonstrates proficiency in using various banking software platforms effectively.
· Displayed knowledge and proficiency in explaining, selling and administering products and referred customers to appropriate resources for enhanced services.
· Identified customer financial needs through in-person efforts, cold calls, referrals and marketing while providing strong product knowledge and quality service.
· Opened checking, savings, money market and certificates of deposit accounts and ordered checks, debit cards and furnished online banking details to facilitate new transactions.
Cashed checks, accepted deposits and withdrawals within assigned limits and calculated daily transactions using computers, calculators or adding machines.
· Delivered exceptional customer service on all calls while maintaining calm and professional demeanor in challenging circumstances.
· Worked in call center environment handling manual and automatically dialed outbound calls.
· Started foreclosure and repossession processes when warranted.
· Advised customers of necessary actions and strategies for debt repayment.
· Assisted debtors in setting up payment plans to recover overdue balances.
· Trained new team members on scripts, company services and performance strategies and provided mentoring.
Set up drafts and processed immediate payments after conducting thorough research and analysis of account.