Gary W Carr
Dayton,OH
Summary
Dedicated banking risk professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
34
34
years of professional experience
Work History
Vice President of Loan Fraud Investigations
Fifth Third Bank
Cincinnati, OH
02.2013 - Current
- Established mortgage, consumer and commercial loan fraud programs along with reporting for same
- Managed a team of loan fraud investigators in the identification, prevention and recovery of losses due to loan fraud
- Drove viable change within the various lines of business to address fraud risk gaps as well as recommend and implement changes to address gaps
- Coordinated with the lines of business as well as risk partners regarding loan fraud, working within the risk appetite frame as well as the overall customer experience
Manager of Mortgage Loan Fraud Investigations
Interthinx
Tempe, AZ
01.2012 - 10.2012
- Managed a team of 15 loan fraud investigators as part of a project for the Federal National Mortgage Association (Fannie Mae).
- Project consisted of fraud evaluation of defaulted mortgage loans identifying and proving the existence of mortgage fraud
- Developed reporting and presented same to FNMA
Manager, Mortgage Loan Fraud Investigations
PNC Bank
Miami Township, OH
09.2010 - 11.2011
- Managed a team of 14 mortgage investigators and support personnel in the review of mortgage loan files to identify, prevent and report on mortgage fraud.
- Prepared and recommended long-range plans for development of department personnel.
- Executed regular process updates to reduce discrepancies
- Maximized performance by monitoring daily activities and mentoring team members.
- Compiled data highlighting key metrics to report information, determine trends and identify methods for improving operational efficiency
AVP of QC and Fraud Investigations
AmTrust Bank
Cleveland, OH
01.2003 - 10.2010
- Managed a team of 20 Quality Control Specialists and Mortgage Fraud Investigators
- Conducted pattern and trend analysis and reporting for same pertaining to overall loan quality as well as mortgage fraud trends
- Coordinated with Senior Management regarding operational risk and fraud gaps and worked to establish controls
- Interacted with law enforcement agencies, regulators and financial institutions to coordinate investigations related to fraudulent activities.
- Prepared reports, metrics and research to support fraud initiatives and projects.
- Recommended new software tools and enhancements to improve fraud detection, prevention and reporting efforts.
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries.
- Developed and delivered fraud training to team members and bank staff.
Assistant Vice President
Freddie Mac
McLean, VA
09.1987 - 01.2003
- Managed team of 4 mortgage servicing specialists in the compilation of mortgage default data for mortgage servicers located in the Northeastern United States
- Conducted mortgage fraud investigations and worked with Risk Management to identify patterns and trends of mortgage fraud
- Worked with State and Federal Law Enforcement on significant mortgage fraud cases
- Conducted mortgage fraud training across the United States for lenders as well as State and Federal Law Enforcement
- Conducted various Origination, Underwriting and Servicing for mortgages and developed content for same
- Coordinated implementation and integration of automated underwriting platform for larger lenders in the Northeastern United States
Education
Bachelor of Arts - Early Childhood Education
University of Akron
Akron, OH06.1978
Skills
- Critical Thinking
- Employee Motivation and Performance
- Data Analysis
- Writing
- Relationship and Team-Building
- Portfolio Management
- Management of Personnel Resources
- Industry Expertise
- Effective Communicator and Public Speaker
- Integrity and Transparency
- Risk and Mitigation Analysis
Timeline
Vice President of Loan Fraud Investigations
Fifth Third Bank
02.2013 - Current
Manager of Mortgage Loan Fraud Investigations
Interthinx
01.2012 - 10.2012
Manager, Mortgage Loan Fraud Investigations
PNC Bank
09.2010 - 11.2011
AVP of QC and Fraud Investigations
AmTrust Bank
01.2003 - 10.2010
Assistant Vice President
Freddie Mac
09.1987 - 01.2003
Bachelor of Arts - Early Childhood Education
University of Akron
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