GAVIN HALL
Rocky River,OH
Summary
Credit and investment analyst with experience across commercial lending, mortgage finance, and portfolio risk review. Develops valuation and downside-risk models, conducts due diligence and market research, and translates financial analysis into clear credit recommendations. Supports decisions with accurate underwriting, capital structure analysis, and stakeholder-ready summaries.
Overview
3
3
years of professional experience
Work History
CREDIT ANALYST
ELEVEX CAPITAL
11.2025 - 10.2026
- Evaluated commercial lending and investment opportunities through financial statement, cash flow, and collateral analysis, informing credit decisions.
- Prepared credit memoranda and executive summaries to facilitate informed decision-making among stakeholders.
- Built financial models assessing transaction performance and downside risk scenarios.
- Conducted market research to substantiate underwriting conclusions and enhance investment recommendations.
MORTGAGE LOAN ORIGINATOR
CROSSCOUNTRY MORTGAGE
07.2025 - 11.2025
- Prequalified borrowers for conventional, FHA, VA, and jumbo home loans
- Assisted borrowers in navigating mortgage options and application procedures through CrossCountry Mortgage loan options and application steps
- Reviewed loan documentation and coordinated due diligence to ensure compliance and accuracy.
- Analyzed borrower financials to develop tailored financing solutions.
- Collected credit, income, and asset documents for mortgage file reviews
CHIEF RISK OFFICER
BLOOMSBURG INVESTMENT GROUP
05.2023 - 05.2025
- Presented investment recommendations and portfolio risk assessments to guide strategic investment choices.
- Conducted valuation analysis using DCF and comparative methodologies to support informed investment decisions.
- Led fundamental and quantitative analysis of prospective equity investments to identify high-potential opportunities.
Education
M.D. - Accountancy & Analytics
Cleveland State University
Cleveland, OH05-2028
BSBA - Finance
Commonwealth University of Pennsylvania (AACSB)
Bloomsburg, PA05-2025
Skills
- Financial Modeling
- Investment Analysis
- Due Diligence
- Valuation Analysis
- Capital Structure Analysis
- Cash Flow Modeling
- Commercial Credit Analysis
- Financial Statement Analysis
- Structuring
- Market Research
- Private Credit
- Capital Markets
- Excel
- PowerPoint
- Financial analysis
- Credit analysis
- Financial modeling
- Collateral analysis
- TTM analysis
- Statement review
Timeline
CREDIT ANALYST
ELEVEX CAPITAL
11.2025 - 10.2026
MORTGAGE LOAN ORIGINATOR
CROSSCOUNTRY MORTGAGE
07.2025 - 11.2025
CHIEF RISK OFFICER
BLOOMSBURG INVESTMENT GROUP
05.2023 - 05.2025
M.D. - Accountancy & Analytics
Cleveland State University
BSBA - Finance
Commonwealth University of Pennsylvania (AACSB)