George Gonzalez
Miami
Summary
Accomplished Sr. Loan Officer with a proven track record in financial and credit analysis, notably at New America Funding. Expert in conducting in-depth credit risk assessments and structuring loans, complemented by a strong aptitude in financial analysis and a customer service-focused approach. Successfully managed loan portfolios exceeding $2 million, demonstrating exceptional mortgage lending and loan servicing skills.
Overview
4
4
years of professional experience
Work History
Sr. Loan Officer
New America Funding
11.2024 - Current
- Conduct in-depth credit risk assessments, analyzing financial statements, debt-to-income ratios, and borrower profiles.
- Collaborate with underwriting teams to ensure accurate risk evaluations and loan structuring.
Sr. Loan Officer
MeadowBrook Financial Mortgage Bankers Corp.
01.2024 - 11.2024
- Performed detailed financial analysis on borrower creditworthiness and loan eligibility.
- Provided training on credit risk evaluation and pipeline management to new hires.
Sr. Loan Officer
Success Mortgage Partners
09.2023 - 01.2024
- Conducted thorough credit risk analysis and financial assessments for mortgage applicants.
- Negotiated loan terms and collaborated with underwriting teams for optimal risk mitigation..
Commercial Loan Officer
JW Capital Company
09.2022 - 09.2023
- Performed financial due diligence and credit analysis for commercial lending transactions.
- Structured and negotiated complex commercial loan financing deals.
Loan Officer
Dynamic Mortgage
11.2020 - 09.2022
- Managed loan portfolios exceeding $2 million in monthly transactions.
- Evaluated financial documents to assess borrower risk and prepare loan packages.
Education
Bachelor of Science - Finance
University of Central Florida
Orlando, FL08-2018
Skills
- Customer service-focused
- Financial analysis aptitude
- Credit analysis
- Loan servicing
- Mortgage lending
Timeline
Sr. Loan Officer
New America Funding
11.2024 - Current
Sr. Loan Officer
MeadowBrook Financial Mortgage Bankers Corp.
01.2024 - 11.2024
Sr. Loan Officer
Success Mortgage Partners
09.2023 - 01.2024
Commercial Loan Officer
JW Capital Company
09.2022 - 09.2023
Loan Officer
Dynamic Mortgage
11.2020 - 09.2022
Bachelor of Science - Finance
University of Central Florida
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