Georgina Penunuri
Los Angeles,CA
Summary
Results-driven Credit Manager with over 6 years of experience specializing in credit risk assessment, accounts receivable management, and financial analysis. Proven ability to optimize cash flow, reduce bad debt exposure, and strengthen financial performance through strategic decisions, process improvements, and effective team leadership. Experienced in managing the full accounts receivable lifecycle including customer account management, collections, dispute resolution, and aging analysis. Recognized for building strong cross-functional relationships, developing high-performing teams, and implementing policies that balance risk mitigation with business growth. Committed to delivering operational excellence while maintaining exceptional customer service and supporting organizational financial objectives.
Overview
9
9
years of professional experience
Work History
Credit Manager
Fry Steel
Santa Fe Springs, CA
11.2021 - Current
- Managed credit operations for $10M+ portfolio, achieving timely collections and minimizing bad debt.
- Conducted in-depth credit analyses on new and existing customers, approving terms based on comprehensive risk evaluation.
- Reduced bad debt exposure through proactive credit monitoring, risk assessment, and effective collection strategies.
- Monitored aging reports and implemented action plans to improve collections and reduce Days Sales Outstanding (DSO).
- Negotiated payment plans with clients, reducing past-due accounts by 25% within the first year.
- Partnered with sales and operations teams to align customer satisfaction with financial security.
- Trained and supervised a team of 3 credit/collections specialists.
Accounts Payables/Receivable Specialist
D & B Foods
South Gate, CA
10.2017 - 10.2021
- Monitored aging reports and coordinated with customers to resolve overdue accounts, improving cash flow.
- Generated invoices and account statements.
- Maintained records by microfilming invoices, debits, and credits, ensuring accurate financial documentation.
- Maintained records by microfilming invoices, debits, and credits.
- Assisted in credit limit evaluations and payment term adjustments to optimize customer payment processes.
- Improved billing accuracy by streamlining invoice review processes.
- Supported month-end closing with reconciliations and reporting for finance leadership.
Education
Bachelor of Arts (BA) - Communications
California State University Long Beach
Long Beach, CA01-2017
Skills
- Credit Risk Assessment & Analysis, Accounts Receivable Management, Collections Strategy & Negotiation, Financial Reporting & Forecasting, Customer Account Management, Process Improvement & Policy Development, ERP & Accounting Systems (SAP, Oracle, QuickBooks), Strong Communication & Leadership Skills
Languages
Spanish
Native or Bilingual
English
Native or Bilingual
Timeline
Credit Manager
Fry Steel
11.2021 - Current
Accounts Payables/Receivable Specialist
D & B Foods
10.2017 - 10.2021
Bachelor of Arts (BA) - Communications
California State University Long Beach