Summary
Overview
Work History
Education
Certification
Timeline
Generic

Gerald Kyle Cuico

Irvine,CA

Summary

Experienced professional in sales and finance with a proven track record of meeting and exceeding key performance goals. Adept at working effectively with a desire to help others everyday.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Sr Mortgage Loan Officer

Zillow Home Loans / Zillow Group
Irvine, CA
04.2024 - Current
  • Originate and process mortgage applications, ensuring compliance with company policies and regulatory requirements.
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
  • Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.

Sr. Mortgage Loan Officer

Nationstar Mortgage DBA Mr. Cooper
Santa Ana, CA
08.2021 - 04.2023
  • Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans according to FNMA/FHLMC guidelines.
  • Conducted phone interviews with prospective clients to gather information regarding loan applications.
  • Negotiated terms and conditions of loan agreements with borrowers.
  • Provided guidance to the consumer on various types of mortgages such as FHA loans, VA loans, Jumbo, Non-QM, and conventional loans.
  • JD Power customer satisfaction score of 9.53/10+

Sr Mortgage Banker

Absolute Home Mortgage Corp
Irvine, CA
06.2020 - 08.2021
  • Evaluate creditworthiness and eligibility of clients for obtaining a mortgage loan
  • Guide clients through mortgage financing options.
  • Originated Conventional, FHA, VA, Jumbo, and other mortgage loan products.
  • Top 3 Loan Officers/100 by volume in Q1 2021
  • VP of Sales Referral: David Kim - 949-292-8978

Owner Advisor

Tesla
Costa Mesa, CA
03/01/16 - 02.2018
  • Demonstrated knowledge of vehicles' features to customers during showroom visits and test drives.
  • Prepared sales contracts, collected payments and coordinated vehicle delivery with service department.
  • Promoted to multiple positions within Tesla which include Product Specialist, Delivery Orientation Specialist, Delivery Experience, and Owner Advisor

Education

Public Health Sciences -

University of California, Irvine
Irvine, CA

Certification

  • Licensed Mortgage Lending Officer NMLS#1886727
  • CA Safe Exam
  • 17 State Lending License, Includes: AZ, CA, CO, FL, IL, IN, IA, MD, NV, NJ, NC, ND, OH, PA, TN, TX, VA

Timeline

Sr Mortgage Loan Officer

Zillow Home Loans / Zillow Group
04.2024 - Current

Sr. Mortgage Loan Officer

Nationstar Mortgage DBA Mr. Cooper
08.2021 - 04.2023

Sr Mortgage Banker

Absolute Home Mortgage Corp
06.2020 - 08.2021

Owner Advisor

Tesla
03/01/16 - 02.2018

Public Health Sciences -

University of California, Irvine

Similar Profiles

CREATE PROFILE
Gerald Kyle Cuico