Gerald Schenone
Sacramento,CA
Summary
Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic and can-do attitude.
Overview
8
8
years of professional experience
1
1
Certification
Work History
AVP Commercial Loan Underwriter
Five Star Bank
05.2022 - Current
- Managed projects efficiently, ensuring timely delivery and high-quality results.
- Streamlined communication channels between departments, facilitating better collaboration on projects across the organization.
- Developed and maintained strong relationships with clients, resulting in increased business opportunities.
- Maintained compliance with industry regulations by implementing risk mitigation measures and maintaining accurate documentation.
- Promoted and led performance enhancement culture by actively coaching and mentoring direct reports.
- Established policies and procedures that improved operational efficiency within the organization.
Commercial Loan Underwriter
Five Star Bank
12.2020 - 05.2022
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Made approval and denial recommendations by determining accurate risk levels.
- Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
- Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwriting.
- Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
- Examined credit reports, financial statements and tax returns to determine repayment capability.
Collateral Valuation Specialist
Five Star Bank
04.2019 - 12.2020
- Enhanced team productivity by streamlining processes and implementing time-saving strategies.
- Developed strong client relationships through consistent communication and attentive service.
- Reduced costs by identifying inefficiencies in operations and implementing cost-saving measures.
- Maintained strong attention to detail while reviewing numerous documents daily, ensuring consistent quality and accuracy.
- Mentored junior reviewers, sharing best practices and guiding their professional growth within the organization.
- Maintained strict confidentiality with sensitive client information, adhering to industry standards and company policies.
- Ensured consistency across multiple review projects by maintaining strict adherence to established protocols and procedures.
- Conducted in-depth research to strengthen the overall quality and credibility of each review.
AVP Business Development
Chicago Title
01.2017 - 04.2019
- Increased revenue by identifying and securing new business opportunities in targeted markets.
- Developed and maintained strategic partnerships for enhanced market positioning and increased sales.
- Managed a diverse portfolio of clients, achieving consistent annual growth through effective relationship management.
- Expanded market reach with the identification and pursuit of emerging trends and opportunities in the industry.
- Enhanced company reputation by delivering exceptional customer service and maintaining high levels of client satisfaction.
Title Clerk
Chicago Title
03.2016 - 01.2017
- Entered title and vehicle information into database.
- Managed high-volume workload while maintaining strict attention to detail in verifying ownership through researching documents of record.
- Upheld strict confidentiality standards when handling sensitive client information, protecting their privacy and ensuring data security.
- Maintained compliance with industry regulations by staying current on laws, guidelines, and reporting requirements.
Education
High School Diploma -
St Mary's High School
Stockton, CABachelor of Science - Finance
California State University - Sacramento
Sacramento, CA12.2018
Skills
- Financial and operational reporting
- Financial statement analysis
- Research and Data Analysis
- Flexible team player
- Advanced computer skills
- Superior time management
- Financial Modeling
- Report Generation
- Finance
- Advanced financial analysis
- Financial statements expertise
Certification
- Certificate in Business and Commercial Lending from the American Bankers Association.
Timeline
AVP Commercial Loan Underwriter
Five Star Bank
05.2022 - Current
Commercial Loan Underwriter
Five Star Bank
12.2020 - 05.2022
Collateral Valuation Specialist
Five Star Bank
04.2019 - 12.2020
AVP Business Development
Chicago Title
01.2017 - 04.2019
Title Clerk
Chicago Title
03.2016 - 01.2017
High School Diploma -
St Mary's High School
Bachelor of Science - Finance
California State University - Sacramento
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