Gerardo Olivera
Risk Mitigation
Henderson,NV
Summary
Organized Loan Officer Assistant bringing exceptional administrative and problem-solving skills focused on efficiently fulfilling loan requirements. Knowledgeable about checklists and disclosures, business correspondence and recordkeeping. Skilled at keeping all paperwork orderly and properly transferred.
Overview
16
16
years of professional experience
Work History
Loan Officer Assistant
Direct Mortgage Funding
2016.02 - 2022.11
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
- Helped loan officers in preparing repayment plans for timely processing.
- Set up files using loan officer checklist and submitted on-time for processing.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Affirmed loan document accuracy to protect lenders from potential fraud.
Loan Officer Assistant
Stearns
2012.09 - 2016.01
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Documented borrower's information in loan processing system and resolved any discrepancies.
- Assembled important paperwork and disclosures for borrower.
Loan Officer Assistant
Bank Of America
2009.10 - 2012.08
- Supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Documented borrower's information in loan processing system and resolved any discrepancies.
- Assembled important paperwork and disclosures for borrower.
Personal Banker
Bank Of America
2007.01 - 2009.09
- Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
- Promoted financial products by maintaining excellent service offering knowledge.
- Worked closely with management to strategize sales techniques to increase branch production and customer service.
- Balanced cash drawers and vault accounts on daily basis with zero discrepancies.
- Expanded client base by promoting new financial products.
- Processed customer requests for statements, ordering additional checks and updating customer personal information in database.
- Conducted detailed financial reviews for business clients to sell appropriate products to fit clients needs.
- Informed customers of procedures for applying for services such as ATM cards, direct deposit of checks and certificates of deposit.
- Presented new and additional products and services to existing customers.
- Answered customer questions and explained available services such as deposit accounts, bonds and securities.
- Backed up teller team by handling needs of new and existing customers at main counter.
Education
High School Diploma -
Saint Mary's High School
Stockton, CASkills
- Microsoft Office
- Contacting Borrowers
- Reviewing Credit Information
- Banking
- Desktop Underwriter
- Lending Software Systems
- Customer Interaction
- File Processing
- Bank Secrecy Act
- Credit Reporting Software
- Cash Handling
Timeline
Loan Officer Assistant
Direct Mortgage Funding
2016.02 - 2022.11
Loan Officer Assistant
Stearns
2012.09 - 2016.01
Loan Officer Assistant
Bank Of America
2009.10 - 2012.08
Personal Banker
Bank Of America
2007.01 - 2009.09
High School Diploma -
Saint Mary's High School
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