Summary
Overview
Work History
Education
Skills
License
References
Timeline
Generic

Gina Gray

San Juan Capistrano,CA

Summary

To utilize my experience and skills in a position offering growth, advancement, and opportunity to contribute to the success of the organization.

Overview

30
30
years of professional experience

Work History

SR. LOAN OFFICER/BROKER

GRAND AVENUE REALTY & LENDING
07.2015 - Current
  • Originate quality residential and commercial mortgage loans
  • Negotiates price, terms, and conditions with lenders
  • Develop and maintain relationships with client referral sources
  • Identify prospective customers through self-sourcing with new and referral business
  • Maintains positive relationships with existing and potential customers
  • Stay current on new products and programs.

FIELD SALES REPRESENTATIVE

ANTHEM /CAREMORE HEALTH
01.2015 - 01.2017
  • Traveled throughout assigned territory to leverage leads and visit existing customers.
  • Maintained responsibility for 100+ accounts within assigned territory, consistently touching base to assess needs and satisfaction.
  • Represented company brand during customer and prospect interactions.
  • Cultivated new leads through the application of customer care calls and networking.
  • Visited key customers repeatedly to promote retention and relationships.
  • Forecasted sales, developing and evaluating various methods of customer interaction.

REALTOR

COLDWELL BANKER
01.2000 - 01.2015
  • Act as an intermediary in negotiations between buyers and sellers over property prices and settlement details, and during the closing of sales
  • Generate lists of properties for sale, their locations, and descriptions, and available financing options, using computers
  • Maintain knowledge of real estate law, local economies, fair housing laws, and types of available mortgages, financing options, and government programs
  • Check work completed by loan officers, attorneys, and other professionals to ensure that it is performed properly
  • Compare the subject property with similar properties that have recently sold, to determine its competitive market price
  • Arrange for financing for real estate purchases.

VICE PRESIDENT

VILLA SERENA FINANCIAL SERVICES
01.2003 - 01.2008
  • Handle financial analysis and reporting of corporate finances
  • Increase and maintain company growth profitability by identifying new market segments and significantly expanding existing customer base
  • Recruited, develop, and motivate 30+member sales team by creating marketing programs and sale incentives to achieve quotas and goals
  • Direct the development of sales, plans, objectives, policies, and procedures
  • Maintain lenders database.

BRANCH MANAGER / ACCOUNT MANAGER

FINANCIAL TITLE COMPANY
01.2002 - 01.2003
  • Opened new office with ranking 'Top 3 in Company' for Income/Revenue
  • Supervised and mentored the Escrow Officers and Assistants
  • Responsible for generating and maintain a client base
  • Developed marketing strategies for Realtors and Mortgage Brokers
  • Managed team of 10 via planning, goal setting, strategy implementation and follow-up to exceed sales quota by 150% annually
  • Used leading-edge technology and marketing techniques to enhance sales presentations and expand customer base achieving highest productivity in new accounts
  • Maintained liaison between mortgage brokers, escrow officers, and real estate agents.

BRANCH MANAGER / ACCOUNT MANAGER

FIDELITY NATIONAL TITLE
01.2000 - 01.2002

ESCROW OFFICER

CHICAGO TITLE COMPANY
01.1998 - 01.1999

ESCROW OFFICER / CSR

AMERICAN TITLE COMPANY
01.1994 - 01.1998

Education

Currently pursuing BS in Business Administration -

Capella University

Skills

  • Customer Service-Focused
  • Terms Negotiation
  • Business Development
  • Relationship Building and Management
  • Risk Management Assessments
  • Credit
  • Client Relations
  • Sales Expertise
  • Financial Services
  • Loans
  • Document Analysis
  • Team Player
  • Information Verification

License

  • California Department of Real Estate Broker License
  • California Notary Public
  • California NMLS License
  • California Department of Insurance Broker License Accident and Health Life-Only, Fire and Casualty
  • HIPAA Certification
  • California Department of Insurance Title Marketing Representative
  • NAMSR Medical Sales Certification

References

Personal and Professional available upon request.

Timeline

SR. LOAN OFFICER/BROKER

GRAND AVENUE REALTY & LENDING
07.2015 - Current

FIELD SALES REPRESENTATIVE

ANTHEM /CAREMORE HEALTH
01.2015 - 01.2017

VICE PRESIDENT

VILLA SERENA FINANCIAL SERVICES
01.2003 - 01.2008

BRANCH MANAGER / ACCOUNT MANAGER

FINANCIAL TITLE COMPANY
01.2002 - 01.2003

REALTOR

COLDWELL BANKER
01.2000 - 01.2015

BRANCH MANAGER / ACCOUNT MANAGER

FIDELITY NATIONAL TITLE
01.2000 - 01.2002

ESCROW OFFICER

CHICAGO TITLE COMPANY
01.1998 - 01.1999

ESCROW OFFICER / CSR

AMERICAN TITLE COMPANY
01.1994 - 01.1998

Currently pursuing BS in Business Administration -

Capella University

Gina Gray