Talented professional with several years of experience and expertise in underwriting. Strong statistical analysis, quoting and negotiating skills. Well versed in preparing insurance policies and terms to manage risk and mitigate loss.
Overview
14
14
years of professional experience
Work History
Senior Retail Underwriter
Zions Bancorporation
Salt Lake City, Utah
01.2017 - 12.2026
Analyzed credit risk associated with consumer products to inform underwriting decisions
Reviewed credit files to assess financial stability, cash flow, and collateral accuracy
Spreading and analyzing financial statements for ability to pay
Tested compliance with company policies, procedures, and banking regulations to mitigate risk
Reviewed trust agreements and business practices to ensure compliance
Department Trainer
Zions Bancorporation
12.2013 - 01.2017
Led training sessions for department staff
Facilitated onboarding process for new hires
Coordinated department tours for visitors to showcase operations
Revised and maintained department policy documents for clarity
Retail Underwriter
Zions Bancorporation
04.2013 - 12.2013
Make credit decisions on loans (U.S. Lien issues)
Conduct maintenance on Loans (U.S. Lien issues)
Evaluated loan applications for risk and compliance with company guidelines.
Analyzed credit reports to determine applicant eligibility for financial products.
Collaborated with sales teams to clarify underwriting requirements and processes.