Dynamic Branch Manager with a proven track record at GCB Bank, excelling in operations management and customer service. Enhanced team performance through targeted training and coaching, achieving significant improvements in customer satisfaction. Skilled in decision-making and sales management, driving revenue growth while fostering strong client relationships.
Overview
23
23
years of professional experience
Work History
Branch Manager
GCB Bank
12.2018 - 05.2024
Met deadlines by proactively managing individual and team tasks and streamlining processes.
Developed a high-performing team through targeted recruitment, training, and performance management initiatives.
Enhanced staff competency with regular training sessions, boosting productivity levels across the branch operations.
Ensured regulatory compliance through diligent adherence to industry standards, guidelines, and company policies.
Consulted customers to boost product sales and services.
Examined customer loan applications for loan approvals and denials.
Monitored market trends to identify new business opportunities and capitalize on potential growth areas within the community or region served.
Optimized branch inventory management practices for improved product availability and reduced stock obsolescence costs.
Coordinated marketing campaigns tailored towards target audience segments resulting in increased brand awareness within the local community.
Implemented risk management strategies to minimize potential losses while maintaining a healthy balance between risk and return on investments.
Drove cross-selling efforts by collaborating with various departments within the organization to maximize revenues from existing clients.
Increased customer satisfaction with personalized banking solutions, tailoring services to meet individual financial goals.
Coordinated with IT department to enhance cybersecurity measures, protecting customer data and transactions.
Relationship Manager
GCB Bank
08.2017 - 12.2018
Built and maintained relationships with new and existing clients while providing high level of expertise.
Consistently exceeded quarterly sales goals by cultivating a strong network of professional contacts and referrals.
Responded to customer inquiries and resolved complaints to establish trust and increase satisfaction.
Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
Strengthened client relationships by actively listening to their needs and providing tailored financial solutions.
Identified new business opportunities through diligent market research and analysis, contributing to increased revenue growth.
Provided exceptional customer service, resolving issues promptly and maintaining client trust throughout the resolution process.
Maintained knowledge on banking products and distribution to provide optimal service support.
Developed targeted presentations for prospective clients, effectively showcasing the value of our services and products.
Branch Manager
UT Bank Ltd
02.2011 - 08.2017
Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
Maintained friendly and professional customer interactions.
Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.
Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.
Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
Collaborated with senior leadership on strategic planning initiatives to align branch objectives with corporate goals.
Managed branch financials including budgeting, forecasting, and expense tracking for accurate reporting and decision-making support.
Increased branch profitability by implementing cost-saving measures and streamlining operational processes.
Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
Credit Manager
UT Financial Services
07.2009 - 02.2011
Negotiated payment plans with delinquent customers to minimize losses while maintaining positive client relationships.
Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
Work cross-functionally with sales, management, and other departments to maintain effective operations.
Improved credit risk management by implementing effective underwriting policies and procedures.
Evaluated complex customer profiles using financial statements, credit reports, and industry data to make informed lending decisions.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Participated in internal audits to ensure adherence to corporate guidelines and regulatory requirements related to credit management activities.
Built a high-performing credit management team with a strong focus on collaboration, accountability, and continuous development.
Credit Officer
UT Financial Services Ltd
10.2005 - 07.2009
Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
Reduced delinquency rates by implementing effective portfolio management strategies.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Reviewed and verified income, credit reports and employment histories for each borrower.
Subject Teacher
Faith Montessori School
10.2004 - 10.2005
Ensured alignment between lesson objectives, instructional materials, and assessments through careful planning and ongoing review of curriculum materials.
Built strong relationships with students, parents, and colleagues to foster a positive school culture focused on collaboration and continuous growth.
Helped students develop self-esteem and life skills by fostering healthy conflict-resolution, critical thinking, and communication.
Collaborated with parents, administrators and counselors to develop improvement plans for struggling students.
Developed innovative classroom management strategies that maintained discipline while encouraging open communication between students and teachers.
Enhanced student comprehension by incorporating hands-on activities and group projects into lessons.
Organized extracurricular activities such as clubs or tutoring sessions, promoting student engagement outside of regular class hours.
Facilitated the integration of technology into daily lessons by incorporating multimedia resources and online platforms to enhance subject matter understanding.
Implemented differentiated instruction techniques to accommodate diverse learning styles and abilities, fostering an inclusive classroom environment.
Call Center Support Services Officer (Team Lead)
Supra Telecom (Florida)
10.2003 - 11.2004
Reduced response times by developing efficient workflows and prioritizing tasks effectively.
Mentored junior team members, emphasizing the importance of professional growth and development.
Monitored performance metrics, adjusting strategies as needed to meet established goals.
Developed comprehensive training materials for new hires, ensuring thorough understanding of job responsibilities.
Built strong relationships with clients, fostering trust and loyalty through exceptional service.
Enhanced customer satisfaction by providing timely and accurate assistance to address concerns.
Resolved escalated issues promptly, demonstrating a commitment to customer satisfaction and problem resolution.
Subject Tutor
St. Hubert's Minor Seminary
12.2001 - 10.2003
Raised overall classroom performance through personalized feedback and tailored instruction.
Increased subject mastery by providing individual tutoring sessions for struggling students.
Facilitated strong relationships with parents through regular communication regarding their child''s achievements and areas for improvement.
Facilitated peer review sessions, fostering collaborative learning among students.
Maintained accurate records of each student''s progress in order to monitor growth and provide targeted support when needed.
National Service Person
National Catholic Secretariat, Ghana
06.2001 - 10.2003
Demonstrated adaptability by quickly learning new roles and responsibilities as needed throughout the service term.
Delivered high-quality results within assigned projects, showcasing attention to detail and commitment to excellence.
Enhanced teamwork skills by participating in group tasks and collaborating with fellow National Service members.
Built effective communication skills by liaising with diverse groups of people within the community and across different agencies.
Improved public speaking abilities through leading presentations and briefings during service activities.
Promoted a positive image of National Service through professionalism, enthusiasm, and dedication to duty.
Gained hands-on experience in various industries, broadening skillset and increasing overall employability.
Developed leadership qualities by overseeing projects and mentoring junior National Service members.
Acquired knowledge of government operations while contributing to the successful execution of national programs.
Education
Professional Certification - Professional Banking
Chartered Institute of Bankers (Ghana)
Accra, Ghana
04-2022
Bachelor of Science - Mathematics
Kwame Nkrumah University of Science And Technology
Kumasi, Ghana
06-2001
High School Diploma -
St. Peter's Secondary School
Nkwatia-Kwahu
06-1995
GED -
St. Peter's Secondary School
Nkwatia-Kwahu, Ghana
06-1993
Skills
Branch operations management
Customer service
Customer relationships
Excellent time management skills
Excellent work ethic
Coaching and mentoring
Team supervision
Operations management
Decision-making
Sales management
Staff development
Staff training
Timeline
Branch Manager
GCB Bank
12.2018 - 05.2024
Relationship Manager
GCB Bank
08.2017 - 12.2018
Branch Manager
UT Bank Ltd
02.2011 - 08.2017
Credit Manager
UT Financial Services
07.2009 - 02.2011
Credit Officer
UT Financial Services Ltd
10.2005 - 07.2009
Subject Teacher
Faith Montessori School
10.2004 - 10.2005
Call Center Support Services Officer (Team Lead)
Supra Telecom (Florida)
10.2003 - 11.2004
Subject Tutor
St. Hubert's Minor Seminary
12.2001 - 10.2003
National Service Person
National Catholic Secretariat, Ghana
06.2001 - 10.2003
Professional Certification - Professional Banking
Chartered Institute of Bankers (Ghana)
Bachelor of Science - Mathematics
Kwame Nkrumah University of Science And Technology