Girish Malhotra

Handled civil and criminal cases in district and high court representing applicant/prosecutor or defendant in various cycle of the suit

Issuing legal notices on behalf of the customers

drafting agreements understanding the legal implications to save the client interest.

filing bail petition in criminal cases

Representing parties in family disputes

fighting cheque bounce cases to get the case settled on priority

handled bank cases for recovery of dues or representing the delinquent customers under SURFASSI act

• Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
• Handled customer claims according to internal risk management policies, keeping liability minimized by leveraging expertise and available tools.
• Employed strong program management skills to successfully define and manage ongoing initiatives designed to control various inherent risks of branch operation by doing personal visit and checking them on retail, cash , credit, foreign exchange, tax and all other relevant parameters as per reports generated by bank on all transactions by analyzing data and sensing deviation done without proper approval
• Produced and filed reports to inform senior management of current activities and progress with investigations.
• Instituted regular safety inspections and hazards management strategies to keep operations compliant

• Maintained friendly and professional customer interactions.
• Assessed employee performance and developed improvement plans.
• Met deadlines by proactively managing individual and team tasks and streamlining processes.
• Engaged employees in business processes with positive motivational techniques.
• Complied with regulatory guidelines and requirements.
• Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
• Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
• Consulted customers to boost product sales and services.
• Resolved various issues impacting sales management and business operations.
• Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
• Generated financial and operational reports to assist management with business strategy.
• Implemented service improvements to enhance sales cycle.
• Reduced process bottlenecks by training and coaching employees on practices, procedures, and performance strategies.
• Boosted sales and customer loyalty through incentive programs.
• Completed filings and upheld strict compliance with regulatory agencies and supervisors.
• Forecasted trends and recommended improvements based on financial risk analyses.
• Launched new training program to boost employee skills and staff retention rate.
• Complied with established internal controls and policies.
• Performed banking, business administration and financial tasks to guarantee five-star service for clients.
• Developed strategic plans for day-to-day financial operations.
• Analyzed business processes to identify cost savings and operational efficiencies.
• Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
• Utilized financial software to prepare consolidated financial statements.
• Collaborated with C-level executives and stakeholders to develop long-term financial plans.
• Met deadlines by proactively managing individual and team tasks and streamlining processes
• Engaged employees in business processes with positive motivational techniques
• Complied with regulatory guidelines and requirements
• Created strategies to develop and expand existing customer sales, resulting in increase in annual sales
• Assessed employee performance and developed improvement plans
• Maintained friendly and professional customer interactions
• Consulted customers to boost product sales and services
• Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations
• Reduced process bottlenecks by training and coaching employees on practices, procedures, and performance strategies
• Boosted sales and customer loyalty through incentive programs
• Completed filings and upheld strict compliance with regulatory agencies and supervisors

Handled import and import customers of the branch with getting their business executed as p[er prevalent laws of FEMA and international rules and regulations complying with regulatory requirements as well as getting their work done in timely manner.

Getting Corporate customers the Foreign currency loans in international market and getting it hedged n currency future and option market by getting them the rate fixed in advance and having peace of mind.

Inward remittances identification by minutely scrutinizing the Nostro accounts and getting them the much needed money in timely manner.

Handling Pre-shipment and post shipment advances by purchasing/discounting the sight/usance bills of exporters.

Outward remittances for Imports and services including the technology co exports

Establishing the letter ol credit for importers to enable them to get the goods coming at best prices without locking their own funds

Following the im;porters for submission of bill of entry within the stipulated period of 180 days.

Bringing new customers by visiting the prominent customers by word of mouth as well as giving them the nest forex rates

Conducting the meeting and conferences with new staff at Regional and Zonal level by imparting them with technicalities of Forex business.

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Handled Retail banking, corporate banking on various assignments of cash, credit , balancing , loans etc

Did cross sell to customers, various other products of the bank like insurance, mutual funds, general insurance, credit cards, demat accounts , Foreign exchange

worked in various branches of bank located in urban, metropolitan and rural areas , catering to different needs of clients

• Maintained friendly and professional customer interactions.
• Met deadlines by proactively managing individual and team tasks and streamlining processes.
• Performed monthly compliance checks.
• Assessed employee performance and developed improvement plans.
• Increased client and supplier satisfaction by solving complex issues with efficient resolutions.
• Maintained branch files for major accounts, investments and employees.
• Set up and supervised cash shipments.
• Completed daily Bank Secrecy Act reports.
• Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.