Assured the legal sufficiency of all actions and instruments in the processing, closing and disbursement of all disaster loans.
Review compliance with all legal requirements: eligibility, capacity, authority, validity of the proposed pledge of collateral, clarity and certainty of the language of the conditions and terms, adequacy of contractual relationship to satisfy the authorization of leases, trust, and other instruments, legal sufficiency of collateral descriptions.
Advise on matters related to obtaining and documenting facts, reviewing terms and conditions, property ownership, establishing interests and rights of various parties and/or the application of various laws and local practices to secure liens in real, personal and intangible property.
Research on full range of federal statutes, regulations and procedures that affect lending.
Portfolio management.
Attorney
Self Employed
02.2011 - Current
Hours worked per week on average less than 20
Mostly practice on Notary Law.
Experience on Civil Law (Contracts and Condominiums).
Represent clients in criminal litigation in state courts.
Customer Service Representative
Small Business Administration
05.2022 - Current
GS-1109-09
Deployed on November 2022-January 2023
Deployed on June 21 to present
Hours worked per week: over 40
Provide orientation regarding the legal requirements established by the agency for loan approval.
Responded to customer inquiries regarding Disaster Loans from the Small Business Administration.
Assist survivors to complete their SBA Disaster Loans application by asking regarding their assets, values, liabilities and debt.
Real Estate Broker
Self Employed Services
10.2019 - 09.2020
Hours worked per week: less than 20
Negotiated real estate contracts to navigate transactions between buyers and sellers.
Compared properties possessing similar features to determine competitive market prices.
Resolved complex issues during transactions, ensuring client satisfaction and maintaining integrity of deal.
Monitored contract execution to verify complete fulfillment of terms.
Legal Assistant
Immigration and Customs Enforcement
09.2008 - 05.2009
GS-0986-05
Hours worked per week: less than 20.
Researched and prepared legal documents as requested by Assistant Chief Counsel.
Attended immigration court hearings to assist Attorneys during proceedings.
Education
J.D. - Cum Laude
Universidad De Puerto Rico
Rio Piedras
05.2009
Bachelor of Science - Environmental Studies
University of California, Santa Barbara
Santa Barbara, CA
06.2002
Languages
Spanish
Native or Bilingual
English
Native or Bilingual
BAR Admissions
Admitted to practice in the U.S. District Court for Puerto Rico. (February 2020)
Admitted to practice in the Commonwealth of Puerto Rico. (February 2011)
Business-Commercial Loan Analyst (Government Contractor) at Small Business AdministrationBusiness-Commercial Loan Analyst (Government Contractor) at Small Business Administration
Disaster Home Loan Officer (GS-1165-7) at U.S. Small Business AdministrationDisaster Home Loan Officer (GS-1165-7) at U.S. Small Business Administration