Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
Generic

Gisselle De La Noval

Miami

Summary

Adept at credit analysis and fostering client relationships, I significantly enhanced customer satisfaction and financial standing during my tenure at Urgent Credit Solutions. Leveraging skills in dispute resolution and customer education, I successfully negotiated credit improvements, demonstrating exceptional problem-solving abilities and a commitment to excellence in consumer protection and financial counseling.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Credit Repair Specialist

urgent credit solutions
Miami
11.2020 - 12.2024
  • Assisted in developing marketing materials designed to attract new business opportunities.
  • Attended seminars and workshops related to consumer protection laws so as to stay current with changes in the field.
  • Generated monthly progress reports for each client outlining improvements made over time.
  • Prepared customized action plans for clients based on their individual needs and goals.
  • Processed payments from clients as well as any refunds due when services were completed satisfactorily.
  • Monitored and maintained compliance with internal controls and government regulations.
  • Conducted credit reviews on corporations to assess financial conditions.
  • Followed up with creditors after disputes had been filed in order to ensure that corrections were made properly.
  • Negotiated with creditors to remove negative items from client's credit report.
  • Requested financial documents from customers.
  • Identified valuable solutions for customers with credit problems.
  • Collaborated with credit association and business representatives to exchange valid credit information.
  • Identified fraudulent or inaccurate information on customers' credit reports.
  • Developed comprehensive understanding of financial statements, enhancing opportunities to assess risk.
  • Developed credit repair strategies to improve customer's credit scores and financial standing.
  • Monitored progress of disputes with creditors and updated customers regularly regarding results.
  • Reviewed customer financial data to ascertain level of risk involved for extending credit.
  • Met regularly with team members to discuss strategies for improving customer satisfaction ratings.
  • Provided excellent customer service at all times; responded promptly and professionally to inquiries from both existing and potential customers.
  • Provided guidance and advice to clients on how to maintain good credit scores in the future.
  • Assessed customer credit files regularly to review receivables.
  • Advised customers on budgeting techniques that would help them reach their desired credit score goal more quickly.
  • Assisted customers in understanding their rights under the Fair Credit Reporting Act.
  • Worked closely with both customers and sales team to reconcile accounts and oversee payment negotiation.
  • Maintained detailed records of all interactions with clients, including notes about conversations, agreements reached.
  • Presented key information to upper management and executive team for loan recommendations.
  • Researched complex legal issues related to consumer protection laws as needed.
  • Collected debt information about clients by contacting banks, credit services and credit bureaus to determine meeting financial obligations.
  • Collected and organized loan documents before submission to underwriting.
  • Analyzed customer's credit reports and identified discrepancies, errors, and potential areas of improvement.
  • Created dispute letters for customers to send to creditors in order to challenge incorrect information on their reports.
  • Educated clients on best practices for maintaining a healthy credit score moving forward.
  • Demonstrated strong problem-solving skills, resolving issues efficiently and effectively.
  • Exceeded customer satisfaction by finding creative solutions to problems.
  • Conducted comprehensive research and data analysis to support strategic planning and informed decision-making.
  • Contributed innovative ideas and solutions to enhance team performance and outcomes.
  • Prioritized and organized tasks to efficiently accomplish service goals.
  • Operated equipment and machinery according to safety guidelines.
  • Operated a variety of machinery and tools safely and efficiently.
  • Conducted testing of software and systems to ensure quality and reliability.
  • Identified needs of customers promptly and efficiently.
  • Managed inventory and supplies to ensure materials were available when needed.
  • Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
  • Approached customers and engaged in conversation through use of effective interpersonal and people skills.
  • Worked with cross-functional teams to achieve goals.
  • Managed time effectively to ensure tasks were completed on schedule and deadlines were met.
  • Maintained updated knowledge through continuing education and advanced training.
  • Managed household errands and other essential duties.
  • Provided excellent service and attention to customers when face-to-face or through phone conversations.
  • Recognized by management for providing exceptional customer service.
  • Completed routine maintenance and repair.
  • Conducted system analysis and testing to identify and resolve technical issues or inefficiencies.

Education

High School Diploma -

Miami Sunset Senior High School
Miami, FL
06-2016

Skills

  • Credit analysis
  • Credit report review
  • Customer service
  • Credit negotiation
  • Dispute resolution
  • Financial documentation
  • Consumer protection
  • Data analysis
  • Compliance monitoring
  • Marketing strategy
  • Client communication
  • Risk assessment
  • Action planning
  • Customer education
  • Team collaboration
  • Credit scoring
  • Payment processing
  • Documentation review
  • Debt management
  • Loan origination
  • Financial counseling
  • Collections experience
  • Credit monitoring
  • Credit reporting
  • Financial planning
  • Financial literacy
  • Loan processing
  • Collaboration
  • Confidentiality
  • Credit counseling
  • Financial coaching
  • Compliance
  • Budget planning
  • Cash flow analysis
  • Risk rating systems
  • Problem-solving abilities
  • Task prioritization
  • Credit decisions
  • Credit Structuring
  • Teamwork
  • Credit risk
  • Negotiation
  • Loan documentation
  • Time management abilities
  • Resolve complaints
  • Credit Law Understanding
  • Relationship building
  • Credit programs

Languages

English
Professional
Spanish
Professional

Certification

  • phlebotomist
  • ekg tech
  • home health aid
  • rbt

Timeline

Credit Repair Specialist

urgent credit solutions
11.2020 - 12.2024

High School Diploma -

Miami Sunset Senior High School
Gisselle De La Noval