Grietus Booy
Madrid,IA
Summary
Disciplined Mortgage Underwriter with proven expertise in evaluating data and documents with a balanced approach encompassing both risk assessment and mitigation. Pays high attention to details by analyzing risks and potential problems while adhering to policies and guidelines. A team player that collaborates well with others to produce objectives and quality results.
Overview
12
12
years of professional experience
Work History
Underwriting Associate
Wells Fargo, NA
Des Moines, IA
03.2022 - 03.2024
- Audited, analyzed and corrected previously modified mortgages ensuring conformity with applicable product policies and procedures.
- Accountable for risk identification and escalations while demonstrating a high regard for policy and practice.
- Collaborated and consulted with professionals and management to resolve problems and achieve objectives.
- Effectively managed and process a pipeline of loans within strict guidelines.
Consumer Loan Underwriter 2 (SAFE)
Wells Fargo, NA
Des Moines, IA
06.2019 - 03.2022
- Analyzed loan applications, including customer creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance documentation.
- Conducted thorough financial analysis, including income verification, credit history review, and debt-to-income ratio calculations.
- Collaborated with loan officers, processors, and borrowers to gather necessary documentation and resolve application discrepancies.
- Ensured compliance with federal and state regulations, as well as company policies and procedures.
- Made recommendations for loan approval or denial based on risk assessment and underwriting guidelines.
Mortgage Processor 4
Wells Fargo, NA
Des Moines, IA
10.2011 - 06.2019
- Processed mortgage loan applications, ensuring accuracy and completeness of all documentation.
- Conducted thorough reviews of applicant financial information, credit reports, and property evaluations.
- Communicated effectively with loan officers, underwriters, and clients to facilitate a smooth loan approval process.
- Maintained up-to-date knowledge of industry regulations and guidelines to ensure compliance.
- Provided guidance and training to other Mortgage Processors.
Education
Associate of Science - Accounting And Finance
Hanzehogeschool
Groningen (Netherlands)07-1987
High School Diploma -
HanzehogeschoolGH Drese School
Slochteren (Netherlands)06-1982
Skills
- Risk assessment and mitigation
- Data analysis
- Compliance management
- Excellent attention to detail and analytical skills
- Problem solving
- Communication skills
Languages
English
Professional
Dutch
Professional
German
Limited
References
References available upon request.
Timeline
Underwriting Associate
Wells Fargo, NA
03.2022 - 03.2024
Consumer Loan Underwriter 2 (SAFE)
Wells Fargo, NA
06.2019 - 03.2022
Mortgage Processor 4
Wells Fargo, NA
10.2011 - 06.2019
Associate of Science - Accounting And Finance
Hanzehogeschool
High School Diploma -
HanzehogeschoolGH Drese School
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