Manager
Emortgage-Loans.com Inc
Cerritos
04/17/97 - Current
- Documented all review processes including notes, observations, analyses, recommendations.
- Compiled documentation required for submission to government agencies for processing.
- Gathered property appraisals, surveys and tax records to update mortgage loan files.
- Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
- Assessed credit reports to determine eligibility for mortgage loans.
- Conducted quality control reviews on closed loans for accuracy.
- Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.
- Reviewed HUD-1 settlement statements prior to closings.
- Reviewed and corrected errors on interest, principal and closing costs.
- Submitted completed loan packages to underwriting department for approval or denial decisions.
- Submitted detailed loan packages to underwriting department to facilitate approval or denial processes.
- Contacted outside sources, references and vendors to verify client financial information.
- Obtained and verified clearance of underwriting conditions to prepare loan file for submission and approval.
- Contacted credit bureaus, employers and other sources to check applicants' credit and personal references.
