HALEY RANEY
Texarkana,United States
Summary
Accounting student with extensive banking experience, specializing in Treasury Services and compliance operations. Currently pursuing a Bachelor of Business Administration in Accounting, targeting an Audit position that leverages financial services expertise while progressing towards CPA licensure.
Overview
9
9
years of professional experience
Work History
Treasury Services Support
Farmers Bank & Trust
Texarkana, Texas
07.2023 - Current
- Support commercial treasury clients with ACH, wire transfers, Positive Pay, remote deposit, and fraud prevention services.
- Troubleshoot complex online banking and treasury management issues for business customers.
- Train customers on treasury products and recommend solutions that improve efficiency and security.
- Ensure compliance with NACHA rules and internal banking procedures.
- Work cross-functionally with operations, and commercial banking to resolve customer issues.
BSA Assistant
Farmers Bank & Trust
01.2023 - 07.2023
- Assisted with Bank Secrecy Act compliance and anti-money laundering processes.
- Reviewed transactions and supported regulatory reporting requirements.
Branch Supervisor
Farmers Bank & Trust
07.2021 - 01.2023
- Managed daily branch operations and supervised staff.
- Coached employees on sales, service, and operational procedures.
- Maintained compliance with bank policies and auditing standards.
Retail Banker
Farmers Bank & Trust
08.2020 - 07.2021
- Opened and serviced consumer deposit accounts while ensuring compliance with federal regulations, bank policies, and documentation requirements.
- Built strong customer relationships by identifying financial needs, recommending appropriate banking products, and delivering exceptional customer service.
Assistant Area Branch Manager
Eagle Bank & Trust
Little Rock, AR
09.2019 - 01.2020
- Assisted in overseeing the daily operations of multiple branch locations, ensuring compliance with banking regulations, internal controls, and company policies.
- Assisted with operational audits, cash management, security procedures, and risk mitigation to ensure efficient branch operations.
- Supported branch managers in achieving operational, customer service, and performance goals while maintaining audit readiness and regulatory compliance.
Lead Teller
Eagle Bank & Trust
07.2019 - 10.2019
- Supervised daily teller operations, ensuring accurate processing of cash transactions, balancing procedures, and compliance with bank policies and internal controls.
- Resolved complex customer issues and approved transactions within assigned authority limits while maintaining exceptional service standards.
- Supported branch management by monitoring teller performance, maintaining audit readiness, and ensuring adherence to banking regulations and security procedures.
Teller
Guaranty Bank & Trust
New Boston, Texas
05.2017 - 07.2019
- Processed a high volume of retail banking transactions, including deposits, withdrawals, check cashing, loan payments, cashier's checks, money orders, and cash advances with a high degree of accuracy.
- Verified customer identities, reviewed legal documentation and endorsements, and ensured all transactions complied with bank policies, regulatory requirements, and internal controls.
- Balanced cash drawers, currency, coin, checks, and ATM transactions while maintaining accuracy and resolving discrepancies.
- Assisted customers with account servicing, including debit cards, online banking, address changes, temporary checks, and check orders, while providing prompt resolution to account inquiries and issues.
Education
Bachelor of Business Administration - Accounting
Texas A&M University-Texarkana
Texarkana05-2027
Skills
- Financial Analysis
- Internal Controls
- Risk Management
- Treasury Management
- ACH & Wire Processing
- Microsoft Excel
- Customer Relationship Management
- Banking Regulations
- Attention to Detail
- Process Improvement
- Team Leadership
Personal Information
Title: Accounting Student
Timeline
Treasury Services Support
Farmers Bank & Trust
07.2023 - Current
BSA Assistant
Farmers Bank & Trust
01.2023 - 07.2023
Branch Supervisor
Farmers Bank & Trust
07.2021 - 01.2023
Retail Banker
Farmers Bank & Trust
08.2020 - 07.2021
Assistant Area Branch Manager
Eagle Bank & Trust
09.2019 - 01.2020
Lead Teller
Eagle Bank & Trust
07.2019 - 10.2019
Teller
Guaranty Bank & Trust
05.2017 - 07.2019
Bachelor of Business Administration - Accounting
Texas A&M University-Texarkana