Summary
Overview
Work History
Education
Skills
Reference
Timeline
Generic

Hannia Vargas Villa

Elkhart,IN

Summary

Bilingual Loan Specialist offering 7 years of expertise in loan application processing and payment negotiation. Excellent track record of explaining complex financial information in simplified terms to foster customer comprehension. Meticulous and personable with proficiency in excel and Meridian.

Overview

9
9
years of professional experience

Work History

Lending Expert

INOVA Federal Credit Union
Elkhart, IN
02.2021 - Current
  • Start to close on loans
  • Meet rigorous lending goals
  • Perform routine closings
  • Work with excel
  • Verified documents from applicants
  • Review credit scores
  • Review payroll documents
  • Review debt to income ratios
  • Prepare documents for closings

Member Advisor

Interra Credit Union
Goshen, IN
07.2016 - 09.2020
  • NMLS# 1424470
  • Helped large volume of customers every day with positive attitude and focus on customer satisfaction.
  • Learned and maintained in-depth understanding of product and service information to offer knowledgeable and educated responses to diverse customer questions.
  • Learned internal systems and related service role duties to provide skilled team backup in handling customer demands.
  • Resolved concerns with products or services to help with retention and drive sales.
  • Assist bilingual applicants.
  • Assisted members with correcting accounts and helped them gain knowledge of the products offered and what they currently have.
  • Help coworkers when they need help.
  • Open and close branches.
  • Described product highlights and benefits to help guide purchasing decision.
  • Built relationships with customers and community to establish long-term business growth.
  • Open and close commerical and consumer loans.
  • Open and close home equities

=

Call Center Representative

Interra Credit Union
Goshen, IN
07.2015 - 07.2016
  • Adhered to company policies and scripts to consistently achieve call-time and quality standards.
  • Achieved high satisfaction rating through proactive one-call resolutions of customer issues.
  • Learned and maintained in-depth understanding of product information, providing knowledgeable responses to diverse questions.
  • Educated customers on company systems, form completion and access to services.
  • Resolved concerns with products or services to help with retention and drive sales.
  • Maintained accurate and current customer account data with manual forms processing and digital information updates.
  • Used consultative sales approach to understand customer needs and recommend relevant offerings.
  • Engaged in learning and development opportunities to promote continued performance improvement.
  • Reduced downtime to support quality control, boost revenue and complete projects on time and under budget.
  • Met customer call guidelines for service levels, handle time and productivity.
  • Delivered exceptional customer service to every customer by leveraging extensive knowledge of products and services and creating welcoming, positive experiences.

Cashier

Panera Bread
Goshen, IN
06.2015 - 07.2015
  • Operated cash register for cash and credit card transactions with excellent accuracy levels.
  • Collected and authorized payments of guests.
  • Worked flexible schedule and extra shifts to meet business needs.
  • Restocked and organized merchandise in front lanes.
  • Maintained secure cash drawers, promptly resolving discrepancies in daily totals.
  • Promoted customer loyalty and consistent sales by delivering friendly service and knowledgeable assistance.
  • Worked closely with shift manager to solve problems and handle customer concerns.
  • Completed inventory counts and ordered merchandise.

Education

Certificate - Real Estate

Real Estate Institute
Mishawaka, IN
09.2019

High School Diploma -

Goshen High School
Goshen, IN
06.2015

Skills

  • Bilingual
  • Credit Management
  • Application Reviews
  • Referral Network Development
  • Complaint Handling
  • Creditworthiness Determination
  • Loan Processing Coordination
  • Payment Schedule Computation
  • Product Education
  • Financial Transactions Expertise
  • Loan Feasibility Assessment
  • Bank Security Issues
  • Loan File Maintenance
  • Loan Disbursement
  • Customer Relationship Management
  • Wire Transfer
  • Client Interviews
  • Text Messaging
  • Flexible and Adaptable
  • Customer Service
  • Self-motivated professional
  • Active Listening
  • Decision Making
  • Teambuilding
  • Organization and Time Management
  • Building Customer Trust and Loyalty
  • Efficient and Detail-Oriented

Reference

Stephanie Earl

Sr member advisor

Interra Credit Union

574-215-6799


Beverley Benner

Financial Advisor

Interra Credit Union

574-312-4861

Timeline

Lending Expert

INOVA Federal Credit Union
02.2021 - Current

Member Advisor

Interra Credit Union
07.2016 - 09.2020

Call Center Representative

Interra Credit Union
07.2015 - 07.2016

Cashier

Panera Bread
06.2015 - 07.2015

Certificate - Real Estate

Real Estate Institute

High School Diploma -

Goshen High School
Hannia Vargas Villa