Summary
Overview
Work History
Education
Skills
Timeline
Generic

Heather Clark

Tyner,KY

Summary

Adept at maximizing revenue recovery and enhancing customer retention, I leveraged my debt negotiation and empathy skills at One Main Financial to significantly reduce delinquency rates. My experience in a high-volume call center environment, combined with a proven track record in legal compliance and developing effective collection strategies, showcases my ability to achieve and surpass performance goals.

Results-driven financial professional prepared for Senior Collector role. Known for resolving complex debt collection issues and maintaining compliance with industry standards. Focuses on team collaboration and adapts to changing needs while ensuring reliable results. Skilled in negotiation, conflict resolution, and communication.

Hardworking Collections Specialist adept at persuading customers and obtaining payments. Strong researcher with top-notch follow-through and meticulous attention to detail.

Experienced Collections Specialist bringing 13 years of success in service positions. Eager to take on new role with long-term growth and advancement potential. Dynamic problem solver with first-rate skills in building relationships and resolving problems.

Skilled professional with experience in collections, customer service and data entry. Exceptional interpersonal and problem-solving skills. Effectively mediates customer disputes and collects payment in timely manner.

Detail-oriented individual with exceptional communication and project management skills. Proven ability to handle multiple tasks effectively and efficiently in fast-paced environments. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives.

Overview

9
9
years of professional experience

Work History

Senior Collector

One Main Finanical
09.2017 - Current
  • Maximized revenue recovery by conducting thorough account investigations and addressing discrepancies promptly.
  • Maintained detailed documentation of all collection activities, ensuring accurate record-keeping and facilitating effective communication with internal stakeholders.
  • Collaborated with cross-functional teams to develop comprehensive solutions for complex accounts and high-risk clients.
  • Provided exceptional customer service while resolving disputes or concerns related to billing issues or overdue payments.
  • Maintained strict compliance with federal regulations, ensuring the protection of consumer rights and upholding ethical practices within the organization.
  • Reduced delinquency rates by implementing effective collection strategies and maintaining a professional approach.
  • Enhanced team productivity by providing training, guidance, and support to junior collectors.
  • Improved customer retention through compassionate communication and negotiating mutually beneficial payment plans.
  • Conducted regular audits of past-due accounts to identify trends, prioritize actions, and optimize collection efforts.
  • Developed customized action plans for each debtor''s unique financial situation, facilitating prompt resolution of outstanding balances.
  • Managed a portfolio of high-value accounts, successfully negotiating settlements to reduce losses for the organization.
  • Set and monitored performance goals for the collections team, consistently achieving or surpassing targets for account resolution and revenue recovery.
  • Established strong working relationships with clients by demonstrating empathy, professionalism, and commitment to finding mutually satisfactory resolutions.
  • Mentored new employees on best practices in collections techniques, fostering a culture of continuous learning within the team.
  • Collected on delinquent accounts to reduce overdue balances.
  • Maintained high volume of calls and met demands of busy and productive group.
  • Resolved customer disputes and disagreements through professional, calm communication to find mutually beneficial solutions.
  • Worked in call center environment handling manual and automatically dialed outbound calls.
  • Delivered exceptional customer service on collection calls and maintained calm and professional demeanor.
  • Regularly monitored accounts to identify overdue balances and potential areas of risk.
  • Developed strong relationships with customers to foster timely payments and account resolution.
  • Maintained consistently high success rate of collecting on overdue accounts.
  • Verified compliance with relevant laws, regulations and best practices related to customer account management.
  • Documented customer payment interactions and account statuses for future reference.
  • Responded to customer inquiries and provided detailed account information.
  • Listened to customers and negotiated solutions that met creditor and debtor needs.
  • Located customers with overdue accounts and solicited payment in compliance with fair debt collection practices.
  • Monitored customer accounts for payment delinquency and initiated collection efforts.

Customer Service Representative

Serco
05.2016 - 09.2017
  • Ensured compliance with HIPAA regulations when handling sensitive patient information, protecting client privacy at all times.
  • Enhanced patient satisfaction by efficiently addressing and resolving healthcare-related inquiries.
  • Increased first-call resolution rates by carefully listening to customers'' needs and providing accurate information based on their inquiries.
  • Maintained accurate records of customer interactions, ensuring proper documentation within the company''s database.
  • Delivered exceptional support during high call volume periods by maintaining composure and professionalism under pressure.
  • Followed up with customers about resolved issues to maintain high standards of customer service.

Education

Associate of Arts -

Somerset Community College
Somerset, KY
05-2016

Skills

  • Payment processing
  • Debt negotiation
  • Skip tracing
  • Legal compliance
  • Goal orientation
  • Collection strategies
  • Patience and persistence
  • Call center experience
  • Customer research
  • Negotiation
  • Payment acceptance
  • Persuasion techniques
  • Call center background
  • Collections best practices

Timeline

Senior Collector

One Main Finanical
09.2017 - Current

Customer Service Representative

Serco
05.2016 - 09.2017

Associate of Arts -

Somerset Community College
Heather Clark