Hector Figueroa
Lonsdale,MN
Summary
Highly motivated and goal-driven Financial Analyst skilled in collecting, monitoring and studying data to analyze financial status and recommend business strategy. Experienced in qualitative and quantitative analysis, credit-risk management and forecasting. Tech-savvy in use of spreadsheets, accounting and financial management software.
Overview
15
15
years of professional experience
Work History
Project Financial Analyst
U.S. Bank
08.2020 - Current
- Conducting in-depth analysis of project financials to assess credit risk and determine the project's financial health.
- Evaluating the creditworthiness of projects based on thorough financial data analysis and risk assessment.
- Developing and implementing methodologies to evaluate and mitigate credit risks associated with project investments.
- Reviewing project budgets and financial forecasts with a focus on credit risk factors and potential impact on financial stability.
- Identifying key financial risk indicators and implementing strategies to minimize credit risk exposure in project financing.
- Collaborating with cross-functional teams to assess project financial viability and make informed credit risk decisions.
- Providing detailed reports and recommendations on credit risk assessment to senior management for informed decision-making.
Financial Project Manager
Merrill Corporation – Mergers & Acquisitions
01.2015 - 08.2020
- Planning, coordinating, and executing financial projects to achieve specific goals and objectives within defined timelines and budgets.
- Managing all aspects of project financials, including budgeting, forecasting, tracking expenses, and ensuring financial controls are in place.
- Collaborating with cross-functional teams to develop project financial plans and strategies aligned with organizational objectives.
- Conducting financial analysis to support project decision-making, cost-benefit analysis, and financial performance evaluations.
- Monitoring project financial risks and implementing risk mitigation strategies to ensure financial objectives are met.
- Reporting on project financial status, variances, and key financial metrics to stakeholders and senior management.
- Ensuring compliance with financial regulations, accounting standards, and internal financial policies throughout the project lifecycle.
Branch Manager & Treasury Management Officer
Guaranty Bank
05.2011 - 01.2015
- Performed routine closings, maintained clean, accurate and accessible records, and kept close eye on transaction updates throughout each quarter
- Located areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities
- Established and enforced internal controls, workflows, and policies for tracking, reconciling, and reporting on accounting activities
- Recruited, interviewed, hired, and trained employees and implemented mentoring program to promote positive feedback and engagement
- Assessed local market conditions and identify current and prospective sales opportunities while developing forecasts, financial objectives, and business plans.
Personal Banker & Branch Supervisor
Guaranty Bank
10.2009 - 05.2011
- Coordinated branch networking activities within community and internal departments to attract new business
- Performed routine closings, maintained clean, accurate and accessible records, and kept close eye on transaction updates throughout each quarter
- Monitored bank's loan portfolio, ensuring that all payments and drawdowns were completed in timely manner, and information and covenants are complied with according to legal agreements
- Established and enforced internal controls, workflows, and policies for tracking, reconciling, and reporting on accounting activities
- Prepared work schedules, assignments, and production sequences to ensure production goals were met
- Administered all bank accounts, including new accounts, new signers and maintain clear records internally.
Education
B.S. Accounting -
University of Northwestern St. Paul
Certified Scrum Master -
Scrum Alliance
11.2022
Skills
- Cash Flow Management
- Decision Support
- Cost Control
- Credit Risk Management
- Commercial Lending
- Data Governance
- Technical Writing skills
- Variance Analysis
- Project Management
Timeline
Project Financial Analyst
U.S. Bank
08.2020 - Current
Financial Project Manager
Merrill Corporation – Mergers & Acquisitions
01.2015 - 08.2020
Branch Manager & Treasury Management Officer
Guaranty Bank
05.2011 - 01.2015
Personal Banker & Branch Supervisor
Guaranty Bank
10.2009 - 05.2011
B.S. Accounting -
University of Northwestern St. Paul
Certified Scrum Master -
Scrum Alliance
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