Heghine Manukyan
Beaumont,CA
Summary
Detail-oriented mortgage loan officer with several years of experience. Adept at planning and working with clients for long periods of time. Committed to accuracy and financial success.
Overview
3
3
years of professional experience
Work History
Mortgage Loan Officer and Real Estate Salesperson
National Financial Funding and Real Estate
Cherry Valley , CA
07.2021 - Current
- Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans.
- Conducted interviews with prospective clients to gather information regarding loan applications.
- Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
- Prepared loan documents such as commitment letters, closing statements, promissory notes and deed of trust.
- Ensured compliance with all federal, state and local regulations related to mortgage lending.
- Negotiated terms and conditions of loan agreements with borrowers.
- Maintained current knowledge of secondary market trends, government programs and other available financing sources.
- Processed new loan applications in accordance with established guidelines.
- Evaluated existing customer accounts for refinancing opportunities or additional services offered by the company.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
General Sales Manager
Farm Americana
Cherry Valley , CA
01.2022 - 10.2024
- Developed and implemented strategies to increase sales revenue.
- Monitored customer satisfaction levels and took corrective action when needed.
- Collaborated with marketing team to develop promotional campaigns.
- Analyzed market trends and identified potential new customers.
- Created weekly and monthly reports on sales performance, goals, and objectives.
- Managed staff of 5 sales representatives, providing guidance and support as needed.
- Conducted regular training sessions for new sales personnel.
Education
Bachelor of Science - Business Administration
Capella University
Minneapolis, MN12-2019
Skills
- Sales Development
- Document Review
- Credit evaluation
- Client Account Management
- Document analysis
- Goal-Oriented
- Desktop Underwriter expert
- Negotiation Tactics
- Regulatory Compliance
- Marketing expertise
- Sales Forecasting
Timeline
General Sales Manager
Farm Americana
01.2022 - 10.2024
Mortgage Loan Officer and Real Estate Salesperson
National Financial Funding and Real Estate
07.2021 - Current
Bachelor of Science - Business Administration
Capella University
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