Heghine Manukyan
Beaumont,CA
Summary
Detail-oriented mortgage loan officer with several years of experience. Adept at planning and working with clients for long periods of time. Committed to accuracy and financial success.
Overview
3
3
years of professional experience
Work History
Mortgage Loan Officer and Real Estate Salesperson
National Financial Funding and Real Estate
Cherry Valley, CA
07.2021 - Current
- Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans.
- Conducted interviews with prospective clients to gather information regarding loan applications.
- Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
- Prepared loan documents such as commitment letters, closing statements, promissory notes and deed of trust.
- Ensured compliance with all federal, state and local regulations related to mortgage lending.
- Negotiated terms and conditions of loan agreements with borrowers.
- Maintained current knowledge of secondary market trends, government programs and other available financing sources.
- Processed new loan applications in accordance with established guidelines.
- Evaluated existing customer accounts for refinancing opportunities or additional services offered by the company.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
General Sales Manager
Farm Americana
Cherry Valley, CA
01.2022 - 10.2024
- Developed and implemented strategies to increase sales revenue.
- Monitored customer satisfaction levels and took corrective action when needed.
- Collaborated with marketing team to develop promotional campaigns.
- Analyzed market trends and identified potential new customers.
- Created weekly and monthly reports on sales performance, goals, and objectives.
- Managed staff of 5 sales representatives, providing guidance and support as needed.
- Conducted regular training sessions for new sales personnel.
Education
Bachelor of Science - Business Administration
Capella University
Minneapolis, MN12-2019
Skills
- Sales Development
- Document Review
- Credit evaluation
- Client Account Management
- Document analysis
- Goal-Oriented
- Desktop Underwriter expert
- Negotiation Tactics
- Regulatory Compliance
- Marketing expertise
- Sales Forecasting
Timeline
General Sales Manager
Farm Americana
01.2022 - 10.2024
Mortgage Loan Officer and Real Estate Salesperson
National Financial Funding and Real Estate
07.2021 - Current
Bachelor of Science - Business Administration
Capella University
Similar Profiles
Russell TaylorRussell Taylor
Mortgage Originator/ Vice President/ Co-Owner at Real Estate Funding CooperationMortgage Originator/ Vice President/ Co-Owner at Real Estate Funding Cooperation
Hattie RugglesHattie Ruggles
Real Estate Agent at Flex Funding And Real EstateReal Estate Agent at Flex Funding And Real Estate
Christoffer SandiferChristoffer Sandifer
Office Administrator at First Vision Real Estate and Financial ServicesOffice Administrator at First Vision Real Estate and Financial Services