Helen Evans
Laurel Springs,NJ
Summary
To obtain a Mortgage processing position utilizing current industry experience and vast knowledge of processing mortgage loans.
Overview
35
35
years of professional experience
Work History
Senior Loan Processor
Wells Fargo
03.2015 - 06.2022
- Process and prepare for closing retail mortgage loans (conventional and government, purchase and refinance) under various loan programs in accordance with policies and procedures
- Analyze credit, assets and income for acceptability to each loan program
- Set up files and order all necessary exhibits for appraisals and credit reports
- Check alternative documentation for accuracy and potential problems
- Order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt
- Review all documents thoroughly before submission to underwriting obtain and review documents for acceptability against loan conditions
- Maintain and review pipeline report with loan officer, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings
Senior Loan Processor
Franklin American Mortgage Company
01.2009 - 03.2015
- Process and prepare for closing retail mortgage loans (conventional and government, purchase and refinance) under various loan programs in accordance with policies and procedures
- Analyze credit, assets and income for acceptability to each loan program
- Set up files and order all necessary exhibits for appraisals and credit reports
- Check alternative documentation for accuracy and potential problems
- Order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt
- Review all documents thoroughly before submission to underwriting obtain and review documents for acceptability against loan conditions
- Maintain and review pipeline report with loan officer, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings
Senior Loan Processor
JPMorgan Chase Bank, N.A.
08.1987 - 11.2007
- Process and prepare for closing retail mortgage loans (conventional and government, purchase and refinance) under various loan programs in accordance with policies and procedures
- Register loans on origination system and maintain system accuracy
- Issue proper disclosures as required by federal regulatory compliance
- Review rate lock and point objectives for accuracy
- Underwrite all loans that are validator eligible. Lending authority of $500,000 for 1st Mortgage and $100,000 for 2nd Mortgage
- Set up files and order all necessary exhibits for appraisals and credit reports
- Check alternative documentation for accuracy and potential problems
- Order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt review all documents thoroughly before submission to underwriting
- Obtain and review documents for acceptability against loan conditions with loan officer, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation,
- Complete loan submissions and perform closings update conversation log as needed
Education
Some College (No Degree) - Business Administration
Rutgers University
Camden, NJSome College (No Degree) -
West Chester University
West Chester, PASkills
- Microsoft Office including Word and Excel
- Fannie Mae, Freddie Mac, FHA, VA
- USDA Rural Housing credit policies and handbooks
- Internet navigation and resource
References
References available upon request
Timeline
Senior Loan Processor
Wells Fargo
03.2015 - 06.2022
Senior Loan Processor
Franklin American Mortgage Company
01.2009 - 03.2015
Senior Loan Processor
JPMorgan Chase Bank, N.A.
08.1987 - 11.2007
Some College (No Degree) - Business Administration
Rutgers University
Some College (No Degree) -
West Chester University
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