Summary
Overview
Work History
Education
Skills
Languages
Timeline
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HERBERT PALACIOS CARDOZA

Summary

Dynamic financial professional with extensive experience at the Department of Justice, excelling in financial analysis and data management. Proven ability to enhance reporting accuracy and support case preparations through meticulous attention to detail and effective communication. Proficient in Microsoft Office Suite and adept at problem-solving, driving successful outcomes in high-pressure environments.

Overview

6
6
years of professional experience

Work History

Asset Research

Department of Justice
Los Angeles, CA
07.2024 - Current
  • Reviewed and analyzed financial data from various sources, including bank statements and invoices.
  • Scanned and input large volumes of financial records, ensuring accuracy in data handling.
  • Reconciled accounts and prepared queries, charts, and reports in multiple formats.
  • Uploaded data to analysis platforms, enhancing accessibility for team members.
  • Extracted and formatted reports for U.S. Attorney's Office and Assistant United States Attorneys.
  • Created pivot tables and financial summaries to support case reviews and trial preparations.
  • Examined diverse financial records for thorough investigation of transactions.
  • Assisted in developing visual aids and documentation for trial support.

Accounts Receivable Specialist

KHR Financials, LLC
Woodland Hills, CA
09.2022 - 05.2023
  • Analyzed outstanding customer balances and generated corresponding reports for management.
  • Provided personal and commercial credit reports to Property Management team.
  • Adjusted tenant ledgers with billing changes for concessions, credits, and fees.
  • Collaborated with Property Accountants on bank reconciliation tasks to rectify financial discrepancies.
  • Served as liaison among property managers, leasing, and accounting departments for accurate financial data submission.
  • Coordinated with Accounts Payable to establish new vendor requests and process refund checks.
  • Maintained communication with senior management and community managers to address financial issues affecting performance.

Credit Specialist

Electro Rent Corporation
Canoga Park, CA
10.2021 - 09.2022
  • Collected financial data from new and existing clients to assess creditworthiness.
  • Reviewed invoices and aging reports for comprehensive credit evaluations.
  • Collaborated with account receivables, payables, and accounting departments to enhance processes.
  • Supported management in preparing accurate financial reports as needed.
  • Participated in loss prevention initiatives to safeguard financial transactions.
  • Analyzed credit bureau reports to generate references for informed decision-making.

Personal Banker

Citibank
San Fernando/Northridge, CA
07.2019 - 02.2021
  • Processed business lines of credit, home equity lines of credit, and consumer loan applications.
  • Opened various consumer and business accounts, including CDs, money markets, checking, and trust accounts.
  • Reviewed documents and records to assist in audit preparation.
  • Utilized CRM Salesforce to analyze client accounts and generate daily interaction reports.
  • Monitored tellers’ banking reconciliation and approved discrepancies.
  • Conducted outbound sales calls and followed up on leads.
  • Processed wire transfers for clients efficiently.

Education

Bachelor of Science - Financial Analysis

California State University Northridge
Northridge, CA
05.2019

Skills

  • Microsoft Office Suite
  • CRM software proficiency
  • Financial analysis and accounting
  • Yardi Voyager expertise
  • Banking and credit loans
  • Bilingual communication skills
  • Customer service excellence
  • Effective communication
  • Time management strategies
  • Problem-solving abilities
  • Attention to detail
  • Adaptability and initiative

Languages

Spanish
Native/ Bilingual

Timeline

Asset Research

Department of Justice
07.2024 - Current

Accounts Receivable Specialist

KHR Financials, LLC
09.2022 - 05.2023

Credit Specialist

Electro Rent Corporation
10.2021 - 09.2022

Personal Banker

Citibank
07.2019 - 02.2021

Bachelor of Science - Financial Analysis

California State University Northridge