Summary
Overview
Work History
Education
Skills
Certification
Awards
Specialties
Software
Timeline
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Herman Decarmo

NJ

Summary

Highly-Driven, and Reliable Customer Service Professional with a history of surpassing customer and employer expectations in both call-center, retail, and banking environments. Leverage consultative-sales strengths to nurture relationships and resolve complex issues and win long-term customer loyalty. Gained comprehensive knowledge of financial and insurance products, services and best practices. Trusted customer advisor and Persuasive Speaker; adept in conveying the benefits of products/services and generating customer interest to boost sales and generate repeat business. Quickly learn, master and sell new product offerings.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Member Service Representative

32bj Benefit Funds
04.2024 - Current

Collect and analyze data to resolve problems in real time.

Provide customer service to participants to resolve eligibility or Fund

benefit issues.

Displayed proficiency in all processing systems: eligibility process, Health

benefits and system, Cool/V3/Dynamics system, CRM/WF and vendor

systems.

Displayed proficiency in all funds (Health, Pension, Legal, SRSP,

Shortman)

Analyze and interpret customer phone and written correspondence.

Ensure that all processing meets or exceeds MSR Quality measurements

objectives and performance standards, including, but not limited to,

handling and documentation.

Sales & Customer Service Representative

VERIZON
01.2016 - 01.2022
  • Initiate and close sales for a leading provider of telecommunications solutions. Set exceptional standard of customer service through impeccable management of customer inquiries, complaints, and billing & service concerns. Interface daily with internal partners in accounting, field services, new business, operations and consumer affairs divisions, maintaining a high standard of team collaboration & respect among peers.
  • Gained strong customer loyalty utilizing strong communications skills and handling queries professionally. Key Problem-solver.
  • Designed best-option solutions to address ongoing customer challenges.
  • Maintained high levels of organization & task prioritization within a fast-paced environment.
  • Sold service renewals & got customers excited about new solutions.
  • Stressed customer service excellence and maintained outstanding work ethic throughout.
  • Expanded Customer Base | Supported Continual Revenue Growth

Senior Client Services Associate, Service Associate

NEW YORK LIFE INSURANCE COMPANY
01.2011 - 01.2015
  • Successfully handled incoming calls from policyholder’s, agents, beneficiaries, trustees, and attorneys. Responded to inquiries, resolved problems and corrected policy errors. Built strong customer rapport by displaying friendly & attentive service in all interactions. Provided quotes and executed online policy changes for Fixed/Variable Annuities. Processed High-Volume & High Dollar financial transactions.
  • Transformed Call Centre functionality & Service capacity by resolving customer disputes efficiently.
  • Assisted Management in research and resolution of escalated service issues.
  • Displayed extensive knowledge of customer service management systems & databases.
  • Defused volatile customer conflict while maintaining a high level of professionalism.
  • Ensured smooth onboarding of recruits by providing support with face to face & WEBEX demos.
  • High Volume Call Support | Matched or Exceeded Service and Quality Standards Every Quarter

Education

High School Diploma - undefined

Technical College Institute
NY

Skills

  • Account Acquisition & Retention
  • Project Management
  • Telephone Sales
  • Team Leadership
  • IRS Tax Rules (Annuities & Tax)
  • Teambuilding & Training
  • Customer Care Management
  • Complaint Handling & Resolution
  • Retail Sales & Service

Certification

  • Certifications: FINRA Series 6, 11, 63 Licenses plus Life Insurance
  • Completed AML & KYC coursework

Awards

Earned multiple awards for stellar acumen and above-the-bar production with New York Life in 2013 to 2015., #1 Customer Service Rep at DALBAR, Recognized among the top 200 representatives nationwide.

Specialties

  • Retirement plans IRA (Traditional and Roth), 401(k), Solo 401(k), 403(b)
  • Personal Insurance: Annuities & Life Insurance / Financial Products

Software

Smart Learning Suite | MS Office Suite | Apple iPad/iPod/iOS | Mac OS X | Windows 7 | WEBEX | OpenSpan | Share Point | Sales Force | Cyberlife | Automated Work Flow | Rumba | Lotus Notes

Timeline

Member Service Representative

32bj Benefit Funds
04.2024 - Current

Sales & Customer Service Representative

VERIZON
01.2016 - 01.2022

Senior Client Services Associate, Service Associate

NEW YORK LIFE INSURANCE COMPANY
01.2011 - 01.2015

High School Diploma - undefined

Technical College Institute