Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Hilda Uriarte

Summary

Skilled Agent experienced in identifying the needs of the client and working to find a solution promptly and professionally.

Overview

14
14
years of professional experience

Work History

Medicare Sales Licensed Agent

TZ Insurance Solutions LLC
09.2023 - Current
  • Educated clients on insurance policies and procedures.
  • Analyzed customer needs to provide customized insurance solutions.
  • Calculated premiums and established payment methods for sales.
  • Determined financial needs by assessing existing coverage and aligning new products and services with long-term goals.
  • Monitored customer feedback and identified areas of improvement.
  • Generated leads through cold-calling, networking and other outreach methods.
  • Met with customers to provide information about available products and policies.

Mortgage Underwriter

Newrez LLC And Others
11.2015 - 04.2023
  • Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
  • Approved or denied loans based on established criteria and underwriting guidelines.
  • Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
  • Reviewed appraisals and title documents to verify accuracy and completeness.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
  • Verified integrity of applicants' information to minimize fraud.
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
  • Worked with processing team members to communicate errors and obtain missing information for current applications.
  • Negotiated and communicated with loan officers, processors and loan applicants to reach satisfactory loan terms.
  • Created and implemented underwriting procedures and strategies to accurately and efficiently process loan applications.
  • Developed and maintained relationships with investors to drive compliance with guidelines.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.

Housing Counselor

Non Profit Organization
10.2009 - 02.2014
  • Reviewed documentation and input data into computer system to complete eligibility process, re-certifications and tenant move-outs.
  • Conducted home and apartment inspections to identify safety issues and needed repairs.
  • Met with housing residents and landlords to answer questions, address concerns and clarify policies and procedures.
  • Developed and maintained relationships with community organizations and agencies.
  • Facilitated outreach activities to build community awareness.
  • Facilitated communication between clients and other service providers.
  • Monitored progress towards service plan goals.
  • Developed and maintained accurate records of programs and services.
  • Provided support to social service clients in navigating available resources.
  • Developed and implemented programs to engage and empower underserved populations.
  • Improved clients' coping with routine life activities such as food budgeting and rental payments.
  • Spoke with senior citizen groups to expand community engagement and program outreach.

Education

Bachelor of Science - Accounting

University of Phoenix
Pasadena, CA
11.2016

Skills

  • Bilingual Spanish and English
  • Effective Communication
  • Sales Strategies
  • Public Speaking
  • Knowledgeable in Teams, Power Point,Out look, Excell and other work applications
  • Attention to Detail
  • Time Management
  • Regulatory Compliance
  • Sales Techniques
  • Presentation Skills
  • Networking Abilities
  • Marketing Strategies

Languages

Spanish
Native or Bilingual

Timeline

Medicare Sales Licensed Agent

TZ Insurance Solutions LLC
09.2023 - Current

Mortgage Underwriter

Newrez LLC And Others
11.2015 - 04.2023

Housing Counselor

Non Profit Organization
10.2009 - 02.2014

Bachelor of Science - Accounting

University of Phoenix

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Hilda Uriarte