Summary
Overview
Work History
Education
Skills
Accomplishments
References
Timeline
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Hina Qamar

Hina Qamar

Karachi,Pakistan

Summary

Diligent and detail-oriented Internal Auditor with 7 years of experience in conducting comprehensive audits, evaluating internal controls, and assessing risks across various business functions. Proficient in audit methodologies, regulatory compliance, and financial analysis. Skilled in communicating audit findings and recommendations to stakeholders, and driving process improvements. Strong commitment to upholding ethical standards and maintaining independence. Seeking to leverage expertise in ensuring compliance and enhancing operational efficiency within a dynamic organization.

Overview

7
7
years of professional experience

Work History

AVP - INTERNAL CONTROLS OVER FINANCIAL REPORTING

BANK ALFALAH LIMITED
08.2023 - Current
  • INTERNATIONAL ICFR REVIEWS:
    UAE – Completed ICFR Assessment for Corporate and Investing Banking for all ICFR stages.
    Bangladesh – Completed ICFR Assessment for Corporate and Investment Banking for all ICFR stages.
  • LOCAL ICFR REVIEWS:
    Completed and implemented all ICFR stages for Digital Banking, Retail Payment Solution, Consumer Finance, Corporate and Investment Banking, SAM, Employee Banking and Treasury Equity Market. Resolved prior year’s LFR’s observations and recommendations. Highlighted Gaps in the current year ICFR Cycle.

TEAM MEMBER - INTERNAL AUDIT

HABIB BANK LIMITED
03.2022
  • Conducted thematic audit assignments for Prize bonds in Islamic Branches, FCY License in Merged branches.
  • Also conducted management audit assignments for Merchant Acquiring, Debit Cards and Credit Cards.
  • I was also responsible for keeping a track on the observations for its validation and closure.

MANAGER - ICFR

ALBARAKA BANK PAKISTAN LIMITED
10.2021
  • I was responsible for reporting the on-going compliance with the Internal Control Framework and the SBP Internal Control Guidelines to improve overall controls and to ensure implementations of the Internal Control Guidelines throughout the bank.
  • Ensure timely implementation of ICFR gaps by the management identified and rectification of all recommendations major reduction in control lapses identified through timely resolution of the same by management.
  • I was responsible for the ICFR review of Consumer Finance, Trade Finance, Corporate and Investment Banking, and Entity
    Level Controls Checklist.

ASSISTANT MANAGER - INTERNAL CONTROLS

SUMMIT BANK
07.2018
  • INTERNAL CONTROLS ASSIGNMENTS
    Conducted review for Financial Institution Division (FID), Corporate & Investment Banking, Commercial and SME Banking, Consumer Finance, Credit Division, Annual Planning and Budgeting, Fixed Assets, BISP Fund, Branch Expansion, IT Procurement, Marketing and Advertisement, Human Resource and Administration Department to ensure the compliance of SBP guidelines, flow charts designed and Standard Operating Procedures. Efficiency and effectiveness of controls executed were reviewed. Gaps and control deficiencies were highlighted.
  • LONG FORM REPORT (LFR) AND AUDIT ASSESSMENT REPORT (AAR)
    Independently conducted LFR of the Bank by the external auditors. Also assisted the team with the internal audit
    validations.
  • ICFR DOCUMENTS UPDATION
    Designed and updated process flows, risk controls matrix and implemented test plan according to the ICFR guidelines and internal bank’s policies.
  • ENTITY LEVEL CONTROLS
    Designed test plans and entity level checklists to analyze the performance of the department. Control deficiencies and gaps were identified as per SBP guidelines. Recommendations and improvement ideas were shared with the department. I also conducted annual reviews of Anti-Fraud, Compliance and AML/CFT, Service Quality and Company Secretary
  • BRANCH REVIEWS
    Conducted independent branch reviews at different branches for Locker Management, Term Deposit Certificates, ATM Operations, Account Operations, Cash Management and Fixed Assets.

ADVISORY ASSOCIATE

ERNST & YOUNG FORD RHODES
07.2017 - 07.2018
  • Assisted in implementation of risk-based audit strategy in accordance with Internal Audit guidelines and best practices.
  • Assisted in planning and execution of audits that ensured all business processes are controlled and protected.
  • Designed and performed audit tests to evaluate the efficiency and effectiveness of these controls. Below mentioned are the clients.
    International Industries Limited
    Tripack Films Limited
    Dawood Hercules Corporation Limited
    Gillette Pakistan

Education

MA. Eco -

UNIVERSITY OF KARACHI
01.2023

BACHELORS IN COMMERCE -

UNIVERSITY OF KARACHI
01.2016

INTER COMMERCE -

KHATOON-E-PAKISTAN GOVT DEGREE COLLEGE FOR WOMEN
01.2011

MATRICULATION -

S. M. S. AGA KHAN SCHOOL
01.2009

CA - Part Qualified -

INSTITUTE OF CHARTERED ACCOUNTANT OF PAKISTAN

Skills

  • Audit Planning
  • Internal Controls Evaluation
  • Risk Assessment
  • Process Documentation and Control Testing
  • Data Analysis
  • COSO Framework
  • Critical Thinking and Skeptical Mindset
  • Ethical Leadership
  • Problem-solving
  • Communication Skills

Accomplishments

  • Awarded Outstanding Performance in Quarter 1 of 2023 at HBL
  • Work with Human Rights Education Program for 2 years in campaigns like "No to Weapons & Wars."
  • Have participated in Zero Waste Product Campaign
  • Achieved Certificate in Professional Skill and Training Course and Presentation and Communication Skills
  • Awarded as Best Athlete
  • Secured multiple awards for Leadership Qualities in school.

References

References available upon request.

Timeline

AVP - INTERNAL CONTROLS OVER FINANCIAL REPORTING

BANK ALFALAH LIMITED
08.2023 - Current

TEAM MEMBER - INTERNAL AUDIT

HABIB BANK LIMITED
03.2022

MANAGER - ICFR

ALBARAKA BANK PAKISTAN LIMITED
10.2021

ASSISTANT MANAGER - INTERNAL CONTROLS

SUMMIT BANK
07.2018

ADVISORY ASSOCIATE

ERNST & YOUNG FORD RHODES
07.2017 - 07.2018

MA. Eco -

UNIVERSITY OF KARACHI

BACHELORS IN COMMERCE -

UNIVERSITY OF KARACHI

INTER COMMERCE -

KHATOON-E-PAKISTAN GOVT DEGREE COLLEGE FOR WOMEN

MATRICULATION -

S. M. S. AGA KHAN SCHOOL

CA - Part Qualified -

INSTITUTE OF CHARTERED ACCOUNTANT OF PAKISTAN

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