Summary
Overview
Work History
Education
Certification
Global Summer Internship
Regulation and Software experience
Timeline
Generic
Heather Mack

Heather Mack

Finance Professional and Analyst
Charlotte,NC

Summary

Detail-oriented finance professional with 15 years of proven analysis, portfolio management, and sales experience. Driven and successful in developing solutions that have resulted in increased volume and increased profits.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Loan Officer

NVR Mortgage
Charlotte, North Carolina
10.2016 - Current
  • Successfully originate loans by analyzing credit worthiness and financial documents pertaining to income, assets, and tax returns to identify risks and recommend loan approval or denial.
  • Multi award recipient for highest number of applications reviewed and assessed within short and timely turn around time.
  • Effectively maximize all opportunities in the process of reviewing data to convert findings into crisply communicated recommendations and complex financial structuring to provide solutions.
  • Efficiently comply with regulatory requirements of government agencies and lending practices.

Outside Account Representative

Ryerson Inc.
Charlotte, NC
01.2013 - 10.2016
  • Successfully manage and grow a multi-million dollar territory within the manufacturing industry.
  • Top 10 of 72 Account Representatives in the Region. 150% Quota achiever in $22 million territory.
  • Effectively maximize all opportunities in the process of closing a sale and negotiating quotes/contracts.
  • Actively interface with all levels of decision makers from purchasers to executives.

Sales Manager

Verizon Wireless
Nashville, Tennessee
07.2009 - 12.2012
  • Successfully manage a multi-million dollar location within a Top Fortune 20 Company.
  • Promoted and awarded Winners Circle member due to exceeding sales targets and becoming a top 10% sales producer nationwide.
  • Productively manage sales to maximize net gains, increase revenue, and meet cash flow goals.
  • Exceed quota/revenue targets while monitoring daily store results to ensure sales, retention, and compliance.
  • Effectively supervise, educate, and motivate a team of sales representatives to exceed quota goals.

Education

Bachelor of Science - Finance

University of South Carolina - Columbia
Columbia, SC
05.2009

Global Business Course - Marketing

MAHIDOL UNIVERISTY INTERNATIONAL COLLEGE
Salaya Nakhonpathom - Thailand
08.2008

Certification

Financial Analysis | Risk Assessment | Credit - Income - Asset Analysis | Compliance & Regulation Assessment | Lending & Underwriting Guidelines | Loan-to-Value Ratios | Debt-to-Income Ratios | Conventional & Government Mortgages | Pipeline & Time Management | Data Analysis | Negotiation | Problem Solving & Solution Based Skill | Team Building and Communication

Global Summer Internship

SALAYA PAVILION HOTEL

Bangkok, Thailand

Product and Marketing Analyst Intern 2008

  • Participate in all job functions of marketing analysis, strategic planning, and product analysis.
  • Successfully interviewed customers and collected data on consumer satisfaction and opinions.
  • Analyzed and organized marketing plan to attract more foreign consumers.

Regulation and Software experience

Encompass - DU Automated Underwriting System - Manual Underwriting Systems - FNMA, FHLMC, FHA, USDA, and VA guidelines - Concur - Citrix

Timeline

Loan Officer

NVR Mortgage
10.2016 - Current

Outside Account Representative

Ryerson Inc.
01.2013 - 10.2016

Sales Manager

Verizon Wireless
07.2009 - 12.2012

Bachelor of Science - Finance

University of South Carolina - Columbia

Global Business Course - Marketing

MAHIDOL UNIVERISTY INTERNATIONAL COLLEGE

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Heather MackFinance Professional and Analyst