Knowledgeable Loan Processor offering expertise in legal statutes and established lending guidelines. Excellent communication and negotiation skills. Offering 10-year history of successful loan and mortgage processing. Ambitious Real Estate Broker and client advocate skilled in establishing buyer and seller partnerships to foster stress-free real estate sales transactions. Proven success in contract negotiation and housing market monitoring. Strong focus on sales marketing to increase clientele.
Hi, I’m
Irene Lopez
Denver,CO
Summary
Overview
18
years of professional experience
Work History
Brokers Guild Cherry Creek
Real Estate Broker
01.2005 - Current
Job overview
- Using advertisements to promote the sale of my clients property
- Working with appraisers and the client to determine a fair and competitive market price of their home
- Advising sellers on things they can do to make their home more appealing to buyers
- Generating lists of potential properties that are compatible with a buyers needs
- Give buyers different options as far as financing and down payment assistance
- Draft and negotiate real estate contracts.
- Worked closely with clients to facilitate appropriate loans, inspections, and credit reports.
- Helped clients navigate transactions, complete paperwork and finalize sales or purchases.
- Advised clients on mortgage and housing conditions to identify successful properties and promote customer satisfaction.
Stearns Lending
Senior Mortgage Loan Processor
04.2021 - 07.2022
Job overview
- Gather information and take each file from pre-approval to closing
- Responsible for ensuring that all loan documentation is complete accurate verified and complies with company and compliance policy
- Verify loan documents including income credit appraisal and title insurance ultimately preparing application for submittal to underwriting
- Review file documentation and make sure all items needed are requested
- Order and coordinate loan documents
- Meet crucial deadlines requested
- Perform final verification of employment status, Funds, and any additional duties/activities assigned by management.
- Developed comprehensive understanding of loan processing regulations and laws to be fully compliant.
- Set up and completed loan submission packages.
Richmond American Homes
Bilingual Mortgage Loan Processor
01.2017 - 03.2021
Job overview
- Advised loan officers to comply with loan guidelines and apply best practices.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Utilized loan origination software to process and track loan applications.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Pulte Homes
Bilingual Mortgage Loan processor
08.2014 - 01.2017
Job overview
- Obtain and review all documents thoroughly against all conditions before submitting loans to underwriting
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Solid proficient processing government and conventional loans
- Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
- Upheld complete confidentiality of all submitted information according to release guidelines.
Education
Kaplan UniversityDenver, CO
AAS from Paralegal Studies
2013
University Overview
Red Rock Community CollegeLakewood
Bachelor of Science
2012
University Overview
Skills
- Excellent organization and time management skills
- Experience with FHA, VA, Conventional Loans
- NMLS#499161
- Senior Real Estate Specialist (SRES)
- Real Estate Law
- Agent and Seller Communications
Languages
Spanish
Native or Bilingual
Timeline
Senior Mortgage Loan Processor
Stearns Lending
04.2021 - 07.2022
Bilingual Mortgage Loan Processor
Richmond American Homes
01.2017 - 03.2021
Bilingual Mortgage Loan processor
Pulte Homes
08.2014 - 01.2017
Real Estate Broker
Brokers Guild Cherry Creek
01.2005 - Current
Kaplan University
AAS from Paralegal Studies
Red Rock Community College
Bachelor of Science
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